Middlesex County and Hudson Town property record for 106 Cottage St, Hudson, MA 01749 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,512 sqft · built 1928 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Nov 2001) |
| Tax Bill | $6,440 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance Sep 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 18044 |
| Primary APN | 18044 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 3,246 sqft |
| 1st Floor Area | 756 sqft |
| Attic | Attic |
| Attic Area | 756 sqft |
| Basement Area | 756 sqft |
| Unfinished Basement | 756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 18044 |
|---|---|
| Street Address | 106 COTTAGE ST |
| City | HUDSON |
| State | MA |
| Zip | 01749-1431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 44 |
| Jurisdiction | HUDSON MA |
| Township / Civil Division | HUDSON |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 322300 |
Source: Middlesex County and Hudson Town records · APN 18044
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 COTTAGE ST, HUDSON, MA 01749-1431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 09, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CLINTON SAVINGS BANK |
| Sep 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CLINTON SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2001 · Amount on Record |
| Deed Sale | Nov 21, 2001 · Amount on Record |
| Prior Sale | May 24, 2000 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON MA |
| Property Address | 106 COTTAGE ST, HUDSON, MA 01749-1431 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78431-44 |
|---|---|
| Date | Aug 09, 2021 |
| Book Page | 78431/44 |
| Instrument | 178208 |
| Name | CLINTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON MA |
| Property Address | 106 COTTAGE ST, HUDSON, MA 01749-1431 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75692-495 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 75692/495 |
| Instrument | 168756 |
| Name | CLINTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Hudson Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Hudson Town |
| Unified School District | Hudson School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,440.00 (+2.34%) | $464,000 (+3.23%) Land $160,200 Building $303,800 | $569,240 (+15.25%) |
| 2024 | $6,293.00 (+11.46%) | $449,500 (+16.24%) Land $145,700 Building $303,800 | $493,905 |
| 2023 | $5,646.00 | $386,700 Land $140,100 Building $246,600 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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