Kennebec County and Winthrop Town property record for 106 Cottage Rd, Winthrop, ME 04364
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,144 sqft · built 1993 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $393,800 (Jul 2018) |
| Tax Bill | $10,270 (2025) |
| Deeds & Mortgages | May 2021 Refinance Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WINP M:046 L:008 |
| Primary APN | WINP M:046 L:008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,144 sqft Living Area |
| Gross Area | 5,062 sqft |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 38,768 sqft (0.89 acres) |
| View / Lot | Waterfront |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 517 |
|---|---|
| Street Address | 106 COTTAGE RD |
| City | WINTHROP |
| State | ME |
| Zip | 04364-3932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MIX |
| Legal Lot Number | 8 |
| Jurisdiction | WINTHROP ME |
| Township / Civil Division | WINTHROP |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 14001 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kennebec County and Winthrop Town records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9 RIDGE RD, WINTHROP, ME 04364-3332 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK |
| Jul 3, 2018 | Warranty Deed, Transfer KENNEBUNK SVGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2018 · Amount on Record |
| Deed Sale | Jul 3, 2018 · Amount on Record |
| Prior Sale | Dec 17, 2008 · Amount on Record |
| Deed Document Number | 201814095 |
| Deed Book / Page | 12956 / 52 |
| Transfer Doc | 0000035607 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINTHROP ME |
| Property Address | 106 COTTAGE RD, WINTHROP, ME 04364-3932 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021013122 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 14010/18 |
| Instrument | 2021013122 |
| Name | KENNEBEC SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 109 Months |
| Due | Jun 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINTHROP ME |
| Recording Date | Jul 3, 2018 |
| Property Address | 106 COTTAGE RD, WINTHROP, ME 04364-3932 |
| Document Number | 2018014095 |
| Book / Page | 12956 / 0052 |
| Instrument | 2018014095 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2018014096 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 2018014096 |
| Name | KENNEBUNK SVGS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 156 Months |
| Due | Jul 3, 2031 |
Source: Kennebec County and Winthrop Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| County Subdivision | Winthrop Town |
| Unified School District | Winthrop (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,270.00 | $444,600 (-) Land $213,600 Building $231,000 | |
| 2024 | $10,270.00 (+6.11%) | $444,600 (-) Land $213,600 Building $231,000 | |
| 2022 | $9,679.00 | $444,600 Land $213,600 Building $231,000 | $744,515 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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