106 Constitution Way, Forest, VA 24551 Property Records

Bedford County property record for 106 Constitution Way, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1986
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$317,000 (Dec 2025)
Tax Bill	$1,084 (2026)
Deeds & Mortgages	Dec 2021 Refinance Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`117F 1 46`

Property Details

APN / Parcel Number

Primary APN	`117F 1 46`
Alternative APNs	`11757200` `527639`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Porch	Porch
Porch Area	688 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	106 CONSTITUTION WAY
City	FOREST
State	VA
Zip	24551-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JEFFERSON WOODS LT46 SC 1
Legal Subdivision	JEFFERSON WOODS
Legal Lot Number	46
Jurisdiction	BEDFORD VA
Township / Civil Division	4
Census Block Group	3
Census Block	3005
Census Tract	30104

Owner

Source: Bedford County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 CONSTITUTION WAY, FOREST, VA 24551-2010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Dec 10, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage NATION ONE MORTGAGE
Jun 9, 2020	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025 · Amount on Record
Deed Sale	Dec 10, 2025 · Amount on Record
Prior Sale	Jun 9, 2020 · Amount on Record
Deed Document Number	202510671
Prior Transfer Date	Feb 24, 2009
Prior Transfer Doc	0000003126
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	106 CONSTITUTION WAY, FOREST, VA 24551-2010
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210017001
Date	Dec 1, 2021
Instrument	210017001

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.94%

December 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BEDFORD VA
Recording Date	Dec 10, 2025
Property Address	106 CONSTITUTION WAY, FOREST, VA 24551-2010
Document Number	0250010671
Map Reference	CAB 23 SL 199
Instrument Date	Dec 9, 2025
Instrument	250010671
Transaction Type	Transfer
Record Updated	Jan 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$317.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 CONSTITUTION WAY, FOREST, VA 24551-2010

Mortgage

Document Number	0250010672
Date	Dec 10, 2025
Instrument	250010672

Lender

Name	NATION ONE MORTGAGE
Type	Subprime Lender
Address	MARLTON, NJ 08053

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jun 9, 2020
Property Address	106 CONSTITUTION WAY, FOREST, VA 24551-2010
Document Number	0200005910
Instrument Date	Jun 1, 2020
Instrument	200005910
Transaction Type	Transfer
Record Updated	Jan 5, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CONSTITUTION WAY, FOREST, VA 24551-2010

Mortgage

Document Number	0200005911
Date	Jun 9, 2020
Instrument	200005911

Lender

Name	CARDINAL FINANCIAL COMPANY LP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,084.00	$264,600 (-) Land $55,000 Building $209,600
2025	$1,084.00 Additional exemption filed	$264,600 (+1%) Land $55,000 Building $209,600
2023	$1,084.00 Additional exemption filed	$132,300	$264,600 Land $55,000 Building $209,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Glo Fiber Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Constitution Way

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