106 Collins St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 106 Collins St, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,128 sqft · built 1910
Lot Size	0.074 acres (3,245 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jul 2004)
Tax Bill	$4,759 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:083 L:506 S:003`

Property Details

APN / Parcel Number

Primary APN	`B:083 L:506 S:003`
Alternative APN	`LYNN M:083 B:506 L:003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,128 sqft Living Area
Gross Area	2,128 sqft
Basement Area	666 sqft
Unfinished Basement	666 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1965
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,245 sqft (0.074 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	106 COLLINS ST
City	LYNN
State	MA
Zip	01902-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	506
Legal Lot Number	3
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3004
Census Tract	206300

Owner

106 Collins St is owned and occupied by two individuals who bought it in July 2004.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 COLLINS ST, LYNN, MA 01902-2201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Line of Credit MASS BAY CREDIT UNION
Apr 29, 2022	Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC
Mar 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage MASS BAY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2004 · Amount on File
Deed Sale	Jul 30, 2004 · Amount on File
Prior Sale	Sep 1, 1989 · Amount on File
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	106 COLLINS ST, LYNN, MA 01902-2201
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042076-21
Date	Apr 19, 2024
Book Page	42076/21
Instrument	20240419000790

Lender

Name	MASS BAY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	106 COLLINS ST, LYNN, MA 01902-2201
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040898-576
Date	Apr 29, 2022
Book Page	40898/576
Instrument	20220429001760

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	106 COLLINS ST, LYNN, MA 01902-2201
Document Number	37407-480
Instrument Date	Mar 28, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 COLLINS ST LYNN MA 019022201, LYNN, MA 01902-2201

Mortgage

Document Number	37407-480
Date	Mar 28, 2019
Book Page	037407/000480
Instrument	1903282720

Lender

Name	MASS BAY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 106 Collins St was $4,759, up 4% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,759.00 (+3.95%)	$459,400 (+5.66%) Land $176,200 Building $283,200	$461,510
2024	$4,578.00 (+6.37%)	$434,800 (+12.64%) Land $167,500 Building $267,300
2023	$4,304.00	$386,000 Land $152,500 Building $233,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Collins St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 106 Collins St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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