106 Cliff Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 106 Cliff Ave, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,421 sqft · built 1900
Lot Size	0.164 acres (7,144 sqft)
Owner	Trust Name on File
Last Sale	$2,684,000 (Dec 2020)
Tax Bill	$34,408 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`036-112-17`

Property Details

APN / Parcel Number

Primary APN	`036-112-17`
Alternative APN	`036-112-17-000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Building Area	4,421 sqft Living Area
Gross Area	4,868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2026
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,144 sqft (0.164 acres)
View / Lot	Ocean
Garage Type	Attached
Garage Area	447 sqft
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	106 CLIFF AVE
City	CAPITOLA
State	CA
Zip	95010-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	EL CAMINO MEDIO
Legal Lot Number	13,14
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2010
Census Tract	121801

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	1385 47TH AVE, CAPITOLA, CA 95010-3138
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Dec 11, 2020	Correction Deed FIRST AMERICAN TITLE
Dec 11, 2020	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Dec 11, 2020	Affidavit of Death, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Deed Document Number	202053551
Prior Transfer Date	Dec 9, 2020
Prior Transfer Doc	0000053550
Record Updated	Sep 20, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 11, 2020
Property Address	106 CLIFF AVE, CAPITOLA, CA 95010-3408
Document Number	0000053551
Map Reference	VOL 2 PG 23
Instrument Date	Dec 10, 2020
Instrument	2020-0053551
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1385 47TH AVE, CAPITOLA, CA 95010-3138

Mortgage

Document Number	0000053552
Date	Dec 11, 2020
Instrument	2020-0053552

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 11, 2020
Property Address	106 CLIFF AVE, CAPITOLA, CA 95010-3408
Document Number	0000053550
Instrument Date	Dec 9, 2020
Instrument	53550
Record Updated	Dec 24, 2020
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	106 CLIFF AVE CAPITOLA CA 950103408, CAPITOLA, CA 95010-3408

December 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 11, 2020
Property Address	106 CLIFF AVE, CAPITOLA, CA 95010-3408
Document Number	0000053548
Instrument Date	Dec 8, 2020
Instrument	53548
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CLIFF AVE CAPITOLA CA 950103408, CAPITOLA, CA 95010-3408

December 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 11, 2020
Property Address	106 CLIFF AVE, CAPITOLA, CA 95010-3408
Document Number	0000053547
Instrument Date	Dec 8, 2020
Instrument	53547
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 OAKLAND AVE CAPITOLA CA 950103440, CAPITOLA, CA 95010-3440

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,718,077 (+27.99%) Land $2,518,615 Building $1,199,462
2025	$34,408.00 (+8.96%)	$2,904,977 (+4.04%) Land $2,469,230 Building $435,747
2023	$31,580.00 (+0.88%)	$2,792,174 Land $2,373,347 Building $418,827	$2,785,500
2022	$31,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Nearby Flood Policies	40 units insured incl. 16 condo units
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet, Cruzio Internet, Xfinity.

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