106 Clark St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 106 Clark St, Chicopee, MA 01013

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1965
Lot Size	0.096 acres (4,200 sqft)
Owner	Individual Name on File
Last Sale	$287,000 (Jan 2024)
Tax Bill	$3,818 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Apr 2021 Refinance + 1 more
Flood Zone	Zone X (moderate risk)
APN	`498-00016`

Property Details

APN / Parcel Number

Primary APN	`498-00016`
Alternative APN	`CHIC M:0498 P:00016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,200 sqft (0.096 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	498-00016
Street Address	106 CLARK ST
City	CHICOPEE
State	MA
Zip	01013-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Subdivision	WILLIMANSETT TERRACE
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3007
Census Tract	811101

Owner

106 Clark St is owned by an individual who bought it in January 2024.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4 WEST CT, HOLYOKE, MA 01040-4661
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK
Jun 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2024 · Amount on File
Deed Sale	Jan 12, 2024 · Amount on File
Prior Sale	Nov 26, 2013 · Amount on File
Deed Document Number	20241714
Deed Book / Page	25289 / 158
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jan 12, 2024
Property Address	106 CLARK ST, CHICOPEE, MA 01013-2006
Document Number	025289-158
Book / Page	25289 / 158
Instrument Date	Jan 12, 2024
Instrument	1714
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WEST CT, HOLYOKE, MA 01040-4661

Mortgage

Document Number	0000001715
Date	Jan 12, 2024
Instrument	1715

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	106 CLARK ST, CHICOPEE, MA 01013-2006
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23833-183
Date	Apr 20, 2021
Book Page	23833/183
Instrument	26504

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	106 CLARK ST, CHICOPEE, MA 01013-2006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23274-157
Date	Jun 23, 2020
Book Page	23274/157
Instrument	32686

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 106 Clark St was $3,818, up 20.4% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,818.00 (+20.4%)	$250,500 (+19.74%) Land $78,000 Building $172,500	$275,415 (+2.91%)
2025	$3,171.00 (+5.45%)	$209,200 (+2.7%) Land $72,500 Building $136,700	$267,615
2024	$3,007.00 (+5.95%)	$203,700 (+8.76%) Land $71,100 Building $132,600
2023	$2,838.00	$187,300 Land $64,700 Building $122,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Clark St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jul 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 106 Clark St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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