106 Cinco Ave, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 106 Cinco Ave, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,568 sqft · built 1957
Lot Size	0.507 acres (22,050 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Mar 2024)
Tax Bill	$2,250 (2023)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5614 12 7441`

Property Details

APN / Parcel Number

Primary APN	`5614 12 7441`
Alternative APNs	`04012 0179.000000` `169757` `18031`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	3,564 sqft
1st Floor Area	1,568 sqft
Basement Area	932 sqft
Finished Basement	932 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,050 sqft (0.507 acres)
Lot Dimensions	147 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	1,016 sqft
Driveway	Concrete Driveway
Driveway Area	2,640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	424 sqft
Deck Area	40 sqft
Patio Area	40 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	169757
Street Address	106 CINCO AVE
City	KANNAPOLIS
State	NC
Zip	28081-3325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LTS 23-28 WESTBROOK ADDN
Legal Subdivision	WESTBROOK ADD
Legal Lot Number	23-28
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	2
Census Block	2007
Census Tract	41002

Owner

106 Cinco Ave is owned and occupied by two individuals who bought it in March 2024.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 CINCO AVE, KANNAPOLIS, NC 28081-3325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Mar 28, 2024	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 15, 2023	Warranty Deed, Transfer NOT AVAILABLE, ASHEMONT TITLE
Oct 26, 2022	Agreement of Sale, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2024 · Amount on File
Deed Sale	Mar 28, 2024 · Amount on File
Prior Sale	Dec 15, 2023 · Amount on File
Deed Document Number	20246200
Deed Book / Page	16868 / 170
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Jul 6, 2026
Property Address	106 CINCO AVE, KANNAPOLIS, NC 28081-3325
Document Number	0000015939
Book / Page	18071 / 75
Instrument Date	Jun 30, 2026
Instrument	202615939
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CINCO AVE, KANNAPOLIS, NC 28081-3325

Mortgage

Document Number	0000015939,
Date	Jul 6, 2026
Book Page	18071/75
Instrument	202615939

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.79%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 28, 2024
Property Address	106 CINCO AVE, KANNAPOLIS, NC 28081-3325
Document Number	0016868170
Book / Page	16868 / 170
Map Reference	MB 6 PG 42
Instrument Date	Mar 27, 2024
Transaction Type	Transfer
Record Updated	Apr 8, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8622 GLADE CT, HUNTERSVILLE, NC 28078-5134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CINCO AVE, KANNAPOLIS, NC 28081-3325

Mortgage

Document Number	0168680175
Date	Mar 28, 2024
Instrument	16868-0175

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Dec 15, 2023
Property Address	106 CINCO AVE, KANNAPOLIS, NC 28081-3325
Document Number	0016753190
Book / Page	16753 / 190
Map Reference	MB 6 PG 42
Instrument Date	Dec 15, 2023
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	NOT AVAILABLE, ASHEMONT TITLE

Transaction

Amount	Amount on Record
Tax	$496.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6238 MOUNTAIN VINE AVE, KANNAPOLIS, NC 28081-8504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8622 GLADE CT, HUNTERSVILLE, NC 28078-5134

October 2022: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	CABARRUS NC
Recording Date	Oct 26, 2022
Property Address	106 CINCO AVE, KANNAPOLIS, NC 28081-3325
Document Number	0016256309
Book / Page	16256 / 309
Instrument Date	Oct 17, 2022
Transaction Type	Transfer
Record Updated	Dec 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15100 N 78TH WAY STE 201, 201, SCOTTSDALE, AZ 85260-2506

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,320 (-) Land $72,000 Building $300,320
2025		$372,320 Land $72,000 Building $300,320
2024			$372,320 (+126.72%) Land $72,000 Building $300,320
2023	$2,250.00	$164,220 Land $19,200 Building $145,020	$164,220 Land $19,200 Building $145,020

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 106 Cinco Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Cinco Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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