Stephens County property record for 106 Chubby Smith Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,350 sqft · built 1978 |
| Lot Size | 3.07 acres (133,729 sqft) |
| Owner | Individual on Record |
| Last Sale | $16,067 (Mar 2009) |
| Tax Bill | $974 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 029 048 |
| Primary APN | 029 048 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,350 sqft Heated Area |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 133,729 sqft (3.07 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Garage Area | 350 sqft |
| Carport | Carport |
| Carport Area | 350 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Patio Area | 96 sqft |
| Utility Building | 144 sqft |
| Cooling System | None |
|---|
| Account Number | 485200 |
|---|---|
| Street Address | 106 CHUBBY SMITH RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | OFF ROCK QUARRY RD |
| Legal Subdivision | 0300 - PRIMARY - AC |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 970101 |
Source: Stephens County assessment roll, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 106 CHUBBY SMITH RD, TOCCOA, GA 30577-8727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2009 · Amount on Record |
| Deed Sale | Mar 27, 2009 · Amount on Record |
| Prior Sale | Oct 1, 2003 |
| Deed Book / Page | 890 / 129 |
| Transfer Doc | 0008900129 |
| Record Updated | Jun 8, 2026 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $974.00 (+42.19%) | $35,517 (+54.23%) Land $4,421 Building $31,096 | $88,791 (+54.23%) Land $11,052 Building $77,739 |
| 2023 | $685.00 | $23,029 Land $4,421 Building $18,608 | $57,571 Land $11,052 Building $46,519 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 79% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 25 / 3 |
May also be available: AT&T, TruVista Communications.
5G (outdoors only) and 4G LTE
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