106 Christopher St, Chapin, SC 29036 Property Records

Lexington County property record for 106 Christopher St, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,868 sqft · built 1974
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on File
Last Sale	$617,500 (Jul 2015)
Tax Bill	$4,138 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`001120-01-046`

Property Details

APN / Parcel Number

Primary APN	`001120-01-046`
Alternative APN	`0112001046`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,868 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Pier/Post & Beam
Roof Material	Shingle
Lot Area	32,234 sqft (0.74 acres)
View / Lot	Waterfront / Beach
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	106 CHRISTOPHER ST
City	CHAPIN
State	SC
Zip	29036-9419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	DUTCHMAN SHORES LOT 7 BLK BB
Legal Subdivision	DUTCHMAN SHORES
Legal Block	BB
Legal Lot Number	7
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1002
Census Tract	21208

Owner

106 Christopher St is owned and occupied by an individual who bought it in July 2015.

Source: Lexington County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	106 CHRISTOPHER ST, CHAPIN, SC 29036-9419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage TRUIST BANK
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Jul 10, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2015 · Amount on File
Deed Sale	Jul 27, 2015 · Amount on File
Deed Document Number	201535008
Deed Book / Page	17794 / 202
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	106 CHRISTOPHER ST, CHAPIN, SC 29036-9419
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2097901978
Date	Nov 23, 2021
Book Page	20979/1978
Instrument	2021063341

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Amount	Amount on Record
Term	300 Months
Due	Nov 17, 2046

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	106 CHRISTOPHER ST, CHAPIN, SC 29036-9419
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2094601251
Date	Jun 10, 2021
Book Page	20946/1251
Instrument	2021031440

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	May 1, 2041

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	106 CHRISTOPHER ST, CHAPIN, SC 29036-9419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2089302251
Date	Sep 14, 2020
Book Page	20893/2251
Instrument	2020041452

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	106 CHRISTOPHER ST, CHAPIN, SC 29036-9419
Document Number	2082502659
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CHRISTOPHER ST CHAPIN SC 290369419, CHAPIN, SC 29036-9419

Mortgage

Document Number	2082502659
Date	Jul 15, 2019
Book Page	020825/002659
Instrument	30707

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 14, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 106 Christopher St was $4,138, up 7.7% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,138.00 (+7.68%)	$25,120 (-) Land $13,600 Building $11,520
2024	$3,843.00 (+0.87%)	$25,120 (-) Land $13,600 Building $11,520	$627,995 (-) Land $340,000 Building $287,995
2023	$3,810.00	$25,120 Land $13,600 Building $11,520	$627,995 Land $340,000 Building $287,995

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 Christopher St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	362.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Christopher St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BGWC DUTCHMAN SHORES private · serves 335 people · EPA ID SC3250021
Water Source	Purchased surface water from CITY OF COLUMBIA
Last State Inspection	Sep 2025
Also Mapped Here	BGWC HILTON PLACE
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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