106 Chestnut St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 106 Chestnut St, Oneonta, NY 13820 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,262 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jun 1996)
Tax Bill	$4,142 (2025)
Flood Zone	Zone X (minimal risk)
APN	`361200 300.5-1-27`

Property Details

APN / Parcel Number

Primary APN	`361200 300.5-1-27`
Alternative APNs	`120030000500010270000000` `3911 0557`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,262 sqft Living Area
1st Floor Area	938 sqft
Upper Floors Area	324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	254 ft deep x 105 ft wide
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3911 0557
Street Address	106 CHESTNUT ST
City	ONEONTA
State	NY
Zip	13820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	27.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2020
Census Tract	591100

Owner

Source: Otsego County and Oneonta City records · APN 361200 300.5-1-27

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 873, ONEONTA, NY 13820-0873
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 1996 · Amount on Record
Deed Sale	Jun 24, 1996 · Amount on Record
Deed Book / Page	787 / 833
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
Municipality	Oneonta City
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,142.00	$109,000 (-) Land $19,000 Building $90,000	$153,521 (+14.08%) Land $26,761 Building $126,760
2023		$109,000 Land $19,000 Building $90,000	$134,568 Land $23,457 Building $111,111

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360775911002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force 1 of 16 on primary residences
Nearby Flood Claims	20 (1986–2014)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Feb 2014
Flood Events	Remnants Of Tropical Storm Lee (Sep 2011), 9 claims Severe Storms And Flooding (Jun 2006), 7 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.