106 Chestnut St, Emerson, NJ 07630 Property Records

Bergen County and Emerson Borough property record for 106 Chestnut St, Emerson, NJ 07630

Property Summary

Property Type	Single Family Home
Details	1,969 sqft · built 1923
Lot Size	0.326 acres (14,201 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,000 (Apr 2003)
Tax Bill	$17,004 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00206-0000-00002-01`

Property Details

APN / Parcel Number

Primary APN	`14-00206-0000-00002-01`
Alternative APNs	`14002060000000020001` `004982`

Interior

Stories	1 Story
Building Area	1,969 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Frame
Construction Type	Frame
Lot Area	14,201 sqft (0.326 acres)
Lot Dimensions	142 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	004982
Street Address	106 CHESTNUT ST
City	EMERSON
State	NJ
Zip	07630-1167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100X142
Legal Block	206
Legal Lot Number	2.01
Jurisdiction	BERGEN NJ
Township / Civil Division	EMERSON
Census Block Group	4
Census Block	4009
Census Tract	14000

Owner

Source: Bergen County and Emerson Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 CHESTNUT ST, EMERSON, NJ 07630-1167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2003 · Amount on Record
Deed Sale	Apr 14, 2003 · Amount on Record
Prior Sale	Nov 13, 2000
Deed Book / Page	8567 / 372
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	106 CHESTNUT ST, EMERSON, NJ 07630-1167
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025080552
Date	Jan 18, 2017
Book Page	02508/0552
Instrument	17-006182

Lender

Name	SPENCER SAVINGS BANK
Type	Bank
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Bergen County and Emerson Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Emerson Borough
Unified School District	Emerson Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,200 (-) Land $231,800 Building $265,400	$497,200 (-) Land $231,800 Building $265,400
2025	$17,004.00 (+3.54%)	$497,200 (-) Land $231,800 Building $265,400	$497,200 (-) Land $231,800 Building $265,400
2024	$16,422.00 (+9.08%)
2023		$497,200 Land $231,800 Building $265,400	$497,200 Land $231,800 Building $265,400
2022	$15,055.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20