106 Charles St, Lumberton, NC 28358 Property Records

Robeson County property record for 106 Charles St, Lumberton, NC 28358

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,592 sqft · built 1928
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Jul 2020)
Tax Bill	$1,331 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`322703025`

Property Details

APN / Parcel Number

Primary APN	`322703025`
Alternative APN	`1207243`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,592 sqft Finished Area
Utility Area	60 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Crossed Walls
Roof Material	Asbestos
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	107 ft deep x 177 ft wide
Garage Type	Carport
Carport	Carport
Porch	Patio

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1207243
Street Address	106 CHARLES ST
City	LUMBERTON
State	NC
Zip	28358-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT WHITE & FLOYD SUBDIV
Legal Subdivision	LT WHITE & FLOYD SUBDIV
Jurisdiction	ROBESON NC
Township / Civil Division	LUMBERTON
Census Block Group	2
Census Block	2019
Census Tract	961000

Owner

Source: Robeson County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 CHARLES ST, LUMBERTON, NC 28358-4539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	Mar 17, 2011 · Amount on Record
Deed Document Number	20205603
Deed Book / Page	2237 / 862
Prior Transfer Date	May 25, 2010
Prior Transfer Doc	001767/085
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROBESON NC
Recording Date	Jul 15, 2020
Property Address	106 CHARLES ST, LUMBERTON, NC 28358-4539
Document Number	002237/862
Book / Page	2237 / 862
Map Reference	MB 2 PG 96
Instrument Date	Jul 13, 2020
Instrument	2020005603
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14922 S M 66 HWY, 14922, BELLEVUE, MI 49021-8238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CHARLES ST, LUMBERTON, NC 28358-4539

Mortgage

Document Number	2020005604
Date	Jul 15, 2020
Instrument	2020005604

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Robeson County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Robeson County
Municipality	Lumberton City
Unified School District	Robeson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,331.00 (+41.9%)	$166,800 (+36.83%) Land $11,000 Building $155,800	$166,800 (+36.83%) Land $11,000 Building $155,800
2023	$938.00	$121,900 (-) Land $16,500 Building $105,400	$121,900 (-) Land $16,500 Building $105,400
2022	$938.00	$121,900 Land $16,500 Building $105,400	$121,900 Land $16,500 Building $105,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1979–2018)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LUMBERTON serves 24,460 people · EPA ID NC0378010
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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