Rusk County property record for 106 Charles St, Henderson, TX 75652
| Property Type | Single Family Home |
|---|---|
| Details | 3,093 sqft · built 1964 |
| Lot Size | 0.637 acres (27,752 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,372 (2026) |
| Deeds & Mortgages | May 2026 Mortgage May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02270-00090-00000-000000 |
| Primary APN | 02270-00090-00000-000000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,093 sqft Total Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 27,752 sqft (0.637 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Area | 160 sqft |
| Porch | Porch |
| Porch Area | 27 sqft |
| Patio Area | 444 sqft |
| Account Number | 02270-00090-00000-000000 |
|---|---|
| Street Address | 106 CHARLES ST |
| City | HENDERSON |
| State | TX |
| Zip | 75652-5110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 2 & 3 BLK 2/662 GOLD CLAIR |
| Legal Subdivision | GOLD CLAIRE SUB |
| Legal Block | 2/662 |
| Legal Lot Number | 2,3 |
| Jurisdiction | RUSK TX |
| Township / Civil Division | HENDERSON |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 950700 |
Source: Rusk County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 106 CHARLES ST, HENDERSON, TX 75652-5110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · VA Mortgage TEXANA BANK |
| May 22, 2023 | Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2024 |
| Deed Sale | Jan 31, 2024 |
| Prior Sale | Nov 30, 2023 |
| Deed Document Number | 2024248835 |
| Deed Book / Page | 3965 / 453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUSK TX |
| Recording Date | May 7, 2026 |
| Property Address | 106 CHARLES ST, HENDERSON, TX 75652-5110 |
| Document Number | 0000271241 |
| Book / Page | 4126 / 491 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026271241 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TRUSTPRO TITLE |
| Name | Verified Name |
|---|---|
| Address | 106 CHARLES ST, HENDERSON, TX 75652-5110 |
| Investor | Possibly a Property Investor |
| Document Number | 0000271241, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 4126/491 |
| Instrument | 2026271241 |
| Name | TEXANA BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | RUSK TX |
| Recording Date | May 22, 2023 |
| Property Address | 106 CHARLES ST, HENDERSON, TX 75652-5110 |
| Document Number | 0003921/26 |
| Book / Page | 3921 / 26 |
| Map Reference | VOL 456 PG 210 |
| Instrument Date | May 15, 2023 |
| Instrument | 241805 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2258, HENDERSON, TX 75653-2258 |
| Name | Verified Name |
|---|---|
| Address | 409 PRIVATE ROAD 7703, EMORY, TX 75440-4442 |
| Investor | Possibly a Property Investor |
| Document Number | 0000241806 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 241806 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Rusk County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Henderson City |
| County | Rusk County |
| Unified School District | Henderson Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,372.00 (+0.62%) Homeowner's exemption | $230,000 (+6.8%) Land $30,000 Building $200,000 | $230,000 (+6.8%) Land $30,000 Building $200,000 |
| 2025 | $4,345.00 (+381.17%) Homeowner's exemption | $215,360 (-6.54%) Land $30,000 Building $185,360 | $215,360 (-6.54%) Land $30,000 Building $185,360 |
| 2023 | $230,430 Land $30,000 Building $200,430 | $230,430 Land $30,000 Building $200,430 | |
| 2022 | $903.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1989–2024) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Apr 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSON serves 14,666 people · EPA ID TX2010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Sparklight Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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