106 Charles St, Henderson, TX 75652 Property Records

Rusk County property record for 106 Charles St, Henderson, TX 75652

Property Summary

Property TypeSingle Family Home
Details3,093 sqft · built 1964
Lot Size0.637 acres (27,752 sqft)
Owner2 Individual Names on Record
Tax Bill$4,372 (2026)
Deeds & MortgagesMay 2026 Mortgage
May 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN02270-00090-00000-000000

Property Details

APN / Parcel Number

Primary APN02270-00090-00000-000000
Alternative APN
  • 9060

Interior

Stories1 Story
Building Area3,093 sqft Total Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Lot Area27,752 sqft (0.637 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage Area160 sqft
PorchPorch
Porch Area27 sqft
Patio Area444 sqft

Location & Zoning

Account Number02270-00090-00000-000000
Street Address106 CHARLES ST
CityHENDERSON
StateTX
Zip75652-5110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 2 & 3 BLK 2/662 GOLD CLAIR
Legal SubdivisionGOLD CLAIRE SUB
Legal Block2/662
Legal Lot Number2,3
JurisdictionRUSK TX
Township / Civil DivisionHENDERSON
Census Block Group1
Census Block1035
Census Tract950700

Owner

Source: Rusk County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address106 CHARLES ST, HENDERSON, TX 75652-5110
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 7, 2026Deed of Trust, Mortgage · VA Mortgage
TEXANA BANK
May 22, 2023Vendor's Lien, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2024
Deed SaleJan 31, 2024
Prior SaleNov 30, 2023
Deed Document Number2024248835
Deed Book / Page3965 / 453
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUSK TX
Recording DateMay 7, 2026
Property Address106 CHARLES ST, HENDERSON, TX 75652-5110
Document Number0000271241
Book / Page4126 / 491
Instrument DateApr 24, 2026
Instrument2026271241
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTRUSTPRO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 CHARLES ST, HENDERSON, TX 75652-5110
InvestorPossibly a Property Investor

Mortgage

Document Number0000271241,
DateMay 7, 2026
Book Page4126/491
Instrument2026271241
Lender
NameTEXANA BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.38%
Max Rate-1%

May 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionRUSK TX
Recording DateMay 22, 2023
Property Address106 CHARLES ST, HENDERSON, TX 75652-5110
Document Number0003921/26
Book / Page3921 / 26
Map ReferenceVOL 456 PG 210
Instrument DateMay 15, 2023
Instrument241805
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2258, HENDERSON, TX 75653-2258

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 PRIVATE ROAD 7703, EMORY, TX 75440-4442
InvestorPossibly a Property Investor

Mortgage

Document Number0000241806
DateMay 22, 2023
Instrument241806
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityHenderson City
CountyRusk County
Unified School DistrictHenderson Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,372.00 (+0.62%) Homeowner's exemption$230,000 (+6.8%) Land $30,000 Building $200,000$230,000 (+6.8%) Land $30,000 Building $200,000
2025$4,345.00 (+381.17%) Homeowner's exemption$215,360 (-6.54%) Land $30,000 Building $185,360$215,360 (-6.54%) Land $30,000 Building $185,360
2023$230,430 Land $30,000 Building $200,430$230,430 Land $30,000 Building $200,430
2022$903.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims10 (1989–2024)
Claims Outside the SFHA5 of 10
Most Recent ClaimApr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSON
serves 14,666 people · EPA ID TX2010001
Water SourceSurface water
Last State InspectionApr 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Sparklight
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Charles St

Nearby Streets

Search Property Records by Address or Parcel Number