106 Charles St, Edgewater, FL 32141 Property Records

Volusia County property record for 106 Charles St, Edgewater, FL 32141

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,296 sqft · built 1990
Lot Size	0.15 acres (6,550 sqft)
Owner	2 Individual Names on File
Last Sale	$307,500 (Jul 2023)
Tax Bill	$4,706 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8538-09-00-1830`

Property Details

APN / Parcel Number

Primary APN	`8538-09-00-1830`
Alternative APNs	`38183509001830` `35183809001830` `4060561`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1996
Architectural Style	Modular
Exterior Material	Vinyl
Foundation Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,550 sqft (0.15 acres)
Lot Dimensions	131 ft deep x 50 ft wide
View / Lot	Canal Front
Garage Type	Carport
Garage Area	390 sqft
Carport	Carport
Carport Area	390 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	192 sqft
Deck Area	494 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	4060561
Street Address	106 CHARLES ST
City	EDGEWATER
State	FL
Zip	32141-7308
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 183 SOUTH WATERFRONT PARK MB 23 PG 195 PER OR 1863 PG 0675 PER OR 5159 PG 4013 PER OR 7480 PG 4655 PER OR 8434 PG 1687
Legal Subdivision	SOUTH WATERFRONT PARK MB
Legal Lot Number	183
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1077
Census Tract	83003

Owner

106 Charles St, a mobile home, is owned by two individuals who bought it in July 2023.

Source: Volusia County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9010 MAGNOLIA ESTATES DR, CORNELIUS, NC 28031-7850
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2023 · Amount on File
Deed Sale	Jul 18, 2023 · Amount on File
Prior Sale	Dec 7, 2017 · Amount on File
Deed Document Number	2023146070
Deed Book / Page	8434 / 1687
Prior Transfer Date	Dec 16, 2005
Prior Transfer Doc	0057292667
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 18, 2023
Property Address	106 CHARLES ST, EDGEWATER, FL 32141-7308
Document Number	0084341687
Book / Page	8434 / 1687
Map Reference	MB 23 PG 195
Instrument Date	Jul 14, 2023
Instrument	2023146070
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,152.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 CHARLES ST, EDGEWATER, FL 32141-7308

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9010 MAGNOLIA ESTATES DR, CORNELIUS, NC 28031-7850

Mortgage

Document Number	0084341689
Date	Jul 18, 2023
Instrument	8434/1689

Lender

Name	AMERANT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 106 Charles St was $4,706.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,681 (-2.92%) Land $156,250 Building $91,431	$247,681 (-2.92%) Land $156,250 Building $91,431
2025	$4,706.00	$255,134 Land $161,000 Building $94,134	$255,134 Land $161,000 Building $94,134
2023	$2,211.00 (+2.74%) Homeowner's exemption	$146,139 (+3%)	$220,649 (+14.77%) Land $150,000 Building $70,649
2022	$2,152.00	$141,883	$192,247 Land $145,000 Building $47,247

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 Charles St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 152 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	152 in force
Nearby Flood Claims	33 (1991–2024)
Claims Outside the SFHA	10 of 33
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 3 claims Hurricane Irma, Sep 2017 · 10 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Charles St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAGNOLIA VILLAGE private · serves 437 people · EPA ID FL3644125
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2021 Chlorite resolved · Feb 2021 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20