106 Chapman St, Cheraw, SC 29520 Property Records

Chesterfield County property record for 106 Chapman St, Cheraw, SC 29520

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1950
Lot Size0.277 acres (12,076 sqft)
OwnerIndividual Name on File
Last Sale$26,500 (Jun 2005)
Tax Bill$385 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Oct 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN259 012 004 002

Property Details

APN / Parcel Number

Primary APN259 012 004 002
Alternative APNs
  • 00036164
  • 02181593
  • 2181593

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area12,076 sqft (0.277 acres)

Location & Zoning

Account Number00036164
Street Address106 CHAPMAN ST
CityCHERAW
StateSC
Zip29520-3623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1L
Legal SubdivisionCHERAW COTTON MILLS
JurisdictionCHESTERFIELD SC
Township / Civil DivisionCHERAW
Census Block Group3
Census Block3033
Census Tract950602

Owner

106 Chapman St is owned and occupied by an individual who acquired it in October 2023.

Source: Chesterfield County records, as of February 10, 2026

Owner of RecordIndividual Name on File
Mailing Address106 CHAPMAN ST, CHERAW, SC 29520-3623
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2024Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Oct 24, 2023Intrafamily Transfer, Transfer
Jan 28, 2020Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2005 · Amount on File
Deed SaleJun 3, 2005 · Amount on File
Prior SaleMar 23, 2005
Deed Document Number20052692
Deed Book / Page419 / 940
Last Transfer DateOct 19, 2023
Transfer Doc00559/1415
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD SC
Property Address106 CHAPMAN ST, CHERAW, SC 29520-3623
Transaction TypeMortgage
Record UpdatedFeb 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 CHAPMAN ST, CHERAW, SC 29520-3623

Mortgage

Document Number00549/1162
DateFeb 1, 2024
Book Page549/1162
Instrument2024-0357
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueFeb 1, 2039

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESTERFIELD SC
Recording DateOct 24, 2023
Property Address106 CHAPMAN ST, CHERAW, SC 29520-3623
Document Number00559/1415
Book / Page559 / 1415
Instrument DateOct 19, 2023
Instrument2023-4101
Transaction TypeTransfer
Record UpdatedDec 20, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 CHAPMAN ST, CHERAW, SC 29520-3623

January 2020: Deed, Transfer

Document TypeDeed
JurisdictionCHESTERFIELD SC
Recording DateJan 28, 2020
Property Address106 CHAPMAN ST, CHERAW, SC 29520-3623
Document Number00526/1114
Book / Page526 / 1114
Instrument DateJan 27, 2020
Instrument202000000296
Transaction TypeTransfer
Record UpdatedJan 6, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 CHAPMAN ST, CHERAW, SC 29520-3623

Tax Assessment & Valuation

The 2025 property tax bill for 106 Chapman St was $385.

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyChesterfield County
MunicipalityCheraw Town
Unified School DistrictChesterfield County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$385.00$1,730 Land $230 Building $1,500$66,000 Land $6,000 Building $60,000
2023$312.00 (+9.09%)$1,500 (-) Land $200 Building $1,300$37,600 (-) Land $5,000 Building $32,600
2022$286.00$1,500 Land $200 Building $1,300$37,600 Land $5,000 Building $32,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 Chapman St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Chapman St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CHERAW
serves 6,325 people · EPA ID SC1310001
Water SourceSurface water
Last State InspectionMar 2026
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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