106 Chaney St, Enterprise, AL 36330 Property Records

Coffee County property record for 106 Chaney St, Enterprise, AL 36330

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,086 sqft · built 1971
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Aug 2017)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1602093003019000`

Property Details

APN / Parcel Number

Primary APN	`1602093003019000`
Alternative APNs	`147046` `20047`

Interior

Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,086 sqft Living Area
1st Floor Area	1,683 sqft
Upper Floors Area	403 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Area	352 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	1,059 sqft
Utility Building	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	147046
Street Address	106 CHANEY ST
City	ENTERPRISE
State	AL
Zip	36330-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH HEIGHTS RESUB BLK A LOT 5 ENTERPRISESENT TO NEW OWNER
Legal Range	22E
Legal Township	4N
Legal Section	09
Legal Subdivision	NORTH HEIGHTS RESUBDIVISION
Legal Block	A
Legal Lot Number	5
Jurisdiction	COFFEE AL
Township / Civil Division	ENTERPRISE
Census Block Group	1
Census Block	1023
Census Tract	11100

Owner

106 Chaney St is owned and occupied by an individual who bought it in August 2017.

Source: Coffee County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	106 CHANEY ST, ENTERPRISE, AL 36330-1305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Sep 10, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 7, 2017	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2017 · Amount on File
Deed Sale	Aug 7, 2017 · Amount on File
Deed Book / Page	775 / 880
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COFFEE AL
Property Address	106 CHANEY ST, ENTERPRISE, AL 36330-1305
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001119/246
Date	Sep 15, 2025
Book Page	1119/246

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2045

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COFFEE AL
Property Address	106 CHANEY ST, ENTERPRISE, AL 36330-1305
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001020/287
Date	Feb 15, 2023
Book Page	1020/287

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COFFEE AL
Property Address	106 CHANEY ST, ENTERPRISE, AL 36330-1305
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	955/110
Date	Sep 10, 2021
Book Page	955/110

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COFFEE AL
Recording Date	Aug 7, 2017
Property Address	106 CHANEY ST, ENTERPRISE, AL 36330-1305
Document Number	000775/880
Book / Page	775 / 880
Instrument Date	Aug 2, 2017
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 CHERRY HILL RD, 203, ENTERPRISE, AL 36330-3405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CHANEY ST, ENTERPRISE, AL 36330-1305

Mortgage

Document Number	775/883
Date	Aug 7, 2017
Book Page	775/883

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Coffee County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Coffee County
Municipality	Enterprise City
Unified School District	Enterprise City School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$18,840 Land $1,401 Building $17,439	$188,230 Land $14,000 Building $174,230
2023	$14,780	$151,190 Land $14,000 Building $137,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 Chaney St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective July 10, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (2012–2026)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Chaney St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ENTERPRISE, THE WWB OF THE serves 48,000 people · EPA ID AL0000296
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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