106 Central Ave, Monteagle, TN 37356 Property Records

Grundy County property record for 106 Central Ave, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,433 sqft · built 1900
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$259,000 (Oct 2014)
Tax Bill	$1,084 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`031107F A 00700`

Property Details

APN / Parcel Number

Primary APN	`031107F A 00700`
Alternative APN	`107F A 00700`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	2,433 sqft Living Area
1st Floor Area	1,521 sqft
Upper Floors Area	912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1982
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	852 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	106 CENTRAL AVE
City	MONTEAGLE
State	TN
Zip	37356-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04 TRACT 1, COUNTY AREA: M01
Legal Tract	1
Jurisdiction	GRUNDY TN
Township / Civil Division	3
Census Block Group	2
Census Block	2077
Census Tract	955100

Owner

Source: Grundy County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 153, MONTEAGLE, TN 37356-0153
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHATTANOOGA AREA SCHOOLS FEDERAL CREDIT
Mar 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2014 · Amount on Record
Deed Sale	Oct 1, 2014 · Amount on Record
Prior Sale	Oct 1, 2014 · Amount on Record
Deed Document Number	0001061/47
Deed Book / Page	1061 / 47
Last Transfer Date	Mar 4, 2020
Transfer Doc	0000095949
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Property Address	106 CENTRAL AVE, MONTEAGLE, TN 37356-3022
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CENTRAL AVE, MONTEAGLE, TN 37356-3022

Mortgage

Document Number	0000094761
Date	Oct 4, 2019
Book Page	0000001108/0000000804
Instrument	94761

Lender

Name	CHATTANOOGA AREA SCHOOLS FEDERAL CREDIT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2034

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRUNDY TN
Recording Date	Mar 4, 2020
Property Address	106 CENTRAL AVE, MONTEAGLE, TN 37356-3022
Document Number	0000095949
Book / Page	001114 / 000722
Instrument Date	Feb 24, 2020
Instrument	95949
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 153 MONTEAGLE TN 373560153, MONTEAGLE, TN 37356-0153

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grundy County
Municipality	Monteagle Town
Unified School District	Grundy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,084.00	$76,000 (-) Land $6,050 Building $69,950
2024	$1,084.00	$76,000 (-) Land $6,050 Building $69,950
2023	$1,084.00 (+5.04%)	$76,000 (+63%) Land $6,050 Building $69,950
2022	$1,032.00	$46,625 Land $3,950 Building $42,675	$186,500 (-38.65%) Land $15,800 Building $170,700
2020			$304,000 Land $24,200 Building $279,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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