106 Centennial Dr, Gonzales, CA 93926 Property Records

Monterey County property record for 106 Centennial Dr, Gonzales, CA 93926

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,600 sqft · built 1982
Lot Size	0.18 acres (7,853 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Jun 2023)
Tax Bill	$7,534 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-213-036-000`

Property Details

APN / Parcel Number

Primary APN	`020-213-036-000`
Alternative APN	`020-213-036`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,853 sqft (0.18 acres)
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	020-213-036
Street Address	106 CENTENNIAL DR, C
City	GONZALES
State	CA
Zip	93926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRVIEW ESTATES UNIT NO 1 TRACT NO 888 LOT 23
Legal Subdivision	FAIRVIEW ESTATES UNIT NO 1
Legal Tract	888
Legal Block	3
Legal Lot Number	23
Jurisdiction	MONTEREY CA
Township / Civil Division	GONZALES
Census Block Group	3
Census Block	3000
Census Tract	10804

Owner

106 Centennial Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Monterey County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 486, GONZALES, CA 93926-0486
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on File
Deed Sale	Jun 5, 2023 · Amount on File
Deed Document Number	202316855
Record Updated	Oct 29, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 5, 2023
Property Address	106 CENTENNIAL DR, GONZALES, CA 93926
Document Number	0000016855
Map Reference	VOL 14 PG 23
Instrument Date	May 30, 2023
Instrument	2023016855
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	106 CENTENNIAL DR, GONZALES, CA 93926

Mortgage

Document Number	0000016856
Date	Jun 5, 2023
Instrument	2023016856

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	106 CENTENNIAL DR, GONZALES, CA 93926
Document Number	0000027621
Instrument Date	Jun 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018
Title Company	BNT TITLE COMPANY/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 CENTENNIAL DR GONZALES CA 93926, GONZALES, CA 93926

Mortgage

Document Number	0000027621
Date	Jun 22, 2018
Instrument	27621

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	106 CENTENNIAL DR, GONZALES, CA 93926
Document Number	0000071014
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 18, 2018
Title Company	BOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1696 GONZALES CA 939261696, GONZALES, CA 93926-1696

Mortgage

Document Number	0000071014
Date	Dec 26, 2017
Instrument	71014

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 106 Centennial Dr was $7,534 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Gonzales City
Unified School District	Gonzales Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$657,948 (+2%) Land $318,362 Building $339,586
2025	$7,534.00	$645,048 Land $312,120 Building $332,928
2023	$2,216.00 (-3.06%) Homeowner's exemption	$197,702 Land $54,097 Building $143,605
2022	$2,286.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 Centennial Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1995–1998)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 106 Centennial Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GONZALES serves 8,333 people · EPA ID CA2710007
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Ranch Wifi.

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