Mille Lacs County property record for 106 Cedar St N, Onamia, MN 56359
| Property Type | Single Family Home |
|---|---|
| Details | 740 sqft |
| Lot Size | 0.149 acres (6,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Dec 2023) |
| Tax Bill | $850 (2026) |
| Deeds & Mortgages | Dec 2023 Transfer Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-041-0130 |
| Primary APN | 22-041-0130 |
|---|
| Building Area | 740 sqft Living Area |
|---|
| Lot Area | 6,498 sqft (0.149 acres) |
|---|---|
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Deck Area | 72 sqft |
| Street Address | 106 CEDAR ST N |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-2254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | & LOT 2 BLK 3 |
| Legal Range | 26 |
| Legal Township | 42 |
| Legal Section | 31 |
| Legal Subdivision | NEW ONAMIA |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ONAMIA |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 970200 |
106 Cedar St N is owned by an individual who bought it in December 2023.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 71, ONAMIA, MN 56359-0071 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2023 | Intrafamily Transfer, Transfer LAWYERS TITLE SERVICES LLC |
| Dec 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage PINE COUNTRY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2023 · Amount on File |
| Deed Sale | Dec 18, 2023 · Amount on File |
| Deed Document Number | 2023439233 |
| Prior Transfer Date | Apr 6, 2009 |
| Prior Transfer Doc | 354736 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Dec 18, 2023 |
| Property Address | 106 CEDAR ST N, ONAMIA, MN 56359-2254 |
| Document Number | 000A439232 |
| Instrument Date | Dec 11, 2023 |
| Instrument | A439232 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2024 |
| Title Company | LAWYERS TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12633 235TH ST, MILACA, MN 56353-3069 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Dec 18, 2023 |
| Property Address | 106 CEDAR ST N, ONAMIA, MN 56359-2254 |
| Document Number | 000A439233 |
| Instrument Date | Dec 11, 2023 |
| Instrument | A439233 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2024 |
| Title Company | LAWYERS TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 CEDAR ST N, ONAMIA, MN 56359-2254 |
| Document Number | 000A439234 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | A439234 |
| Name | PINE COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
The 2026 property tax bill for 106 Cedar St N was $850, down 8% from the year before.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Onamia City |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $850.00 (-8.01%) | $103,300 (+37%) Land $30,000 Building $73,300 | $103,300 (+37%) Land $30,000 Building $73,300 |
| 2025 | $924.00 Homeowner's exemption | $75,400 Land $18,000 Building $57,400 | $75,400 Land $18,000 Building $57,400 |
| 2023 | $1,378.00 | $95,500 Land $18,000 Building $77,500 | $95,500 Land $18,000 Building $77,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Cedar St N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Cedar St N is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Onamia serves 831 people · EPA ID MN1480003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Copper | 1.49 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable · Fiber in parts of the area | 250 / 20 |
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