106 Cedar St, Cherryville, NC 28021 Property Records

Gaston County property record for 106 Cedar St, Cherryville, NC 28021

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,066 sqft · built 1972
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,362 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06014A01200`

Property Details

APN / Parcel Number

Primary APN	`06014A01200`
Alternative APNs	`4002440` `131041`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,066 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,761 sqft (0.27 acres)
Porch	Porch
Porch Area	81 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	106 CEDAR ST
City	CHERRYVILLE
State	NC
Zip	28021-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T LARRY SUMMER BLK B L 5 06 014A 012 00 000
Legal Subdivision	LARRY SUMMER SUBDIVISION
Legal Block	B
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	2
Census Block	2013
Census Tract	30700

Owner

106 Cedar St is owned and occupied by two individuals who acquired it in October 2024.

Source: Gaston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 CEDAR ST, CHERRYVILLE, NC 28021-3724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Sep 2, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 26, 2017	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2024
Deed Sale	Oct 8, 2024
Prior Sale	Dec 13, 2000 · Amount on File
Deed Book / Page	5510 / 934
Prior Transfer Date	Oct 4, 2024
Prior Transfer Doc	0055100934
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Recording Date	Aug 28, 2026
Property Address	106 CEDAR ST, CHERRYVILLE, NC 28021-3724
Document Number	5666000971
Book / Page	5666 / 971
Instrument Date	Aug 12, 2026
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	VETERAN EXPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	106 CEDAR ST, CHERRYVILLE, NC 28021-3724

Mortgage

Document Number	5666000971,
Date	Aug 28, 2026
Book Page	5666/971

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	106 CEDAR ST, CHERRYVILLE, NC 28021-3724
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	VETERAN EXPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053620938
Date	Sep 2, 2022
Book Page	5362/938

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	106 CEDAR ST, CHERRYVILLE, NC 28021-3724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048920511
Date	Jan 26, 2017
Book Page	4892/0511

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Nov 10, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 106 Cedar St was $1,362.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cherryville City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,362.00	$171,240 (-) Land $13,500 Building $157,740
2025	$1,362.00	$171,240 Land $13,500 Building $157,740
2023	$1,376.00	$171,240 Land $13,500 Building $157,740
2021			$93,280 Land $10,000 Building $83,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Cedar St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHERRYVILLE serves 6,353 people · EPA ID NC0136030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

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