106 Cedar St, Centereach, NY 11720 Property Records

Suffolk County and Brookhaven Town property record for 106 Cedar St, Centereach, NY 11720

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,066 sqft · built 1964
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Dec 2021)
Tax Bill	$10,275 (2024)
Deeds & Mortgages	Aug 2025 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0200-533.00-06.00-050.000`

Property Details

APN / Parcel Number

Primary APN	`0200-533.00-06.00-050.000`
Alternative APNs	`472289 533.00-06-050.000` `228953300000060500000000` `00006113280` `0006113280` `6113280`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	6113280
Street Address	106 CEDAR ST
City	CENTEREACH
State	NY
Zip	11720-3897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RONK CEDAR GROVE 641 B8 11 TO 15
Legal Subdivision	RONKONKOMA CEDAR GROVE
Legal Block	3000
Legal Lot Number	600
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	3
Census Block	3012
Census Tract	158511

Owner

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 CEDAR ST, CENTEREACH, NY 11720-3897
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) TEACHERS FCU
Dec 16, 2021	Deed, Transfer · Stand-Alone First Mortgage CONTOUR MORTGAGE CORP
Sep 22, 2017	Grant Deed, Transfer · VA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Prior Sale	Sep 22, 2017 · Amount on Record
Deed Book / Page	13134 / 600
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	106 CEDAR ST, CENTEREACH, NY 11720-3897
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0236770730
Date	Aug 20, 2025
Book Page	23677/730

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2035

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Dec 16, 2021
Property Address	106 CEDAR ST, CENTEREACH, NY 11720-3897
Document Number	0131340600
Book / Page	13134 / 600
Instrument Date	Oct 25, 2021
Transaction Type	Transfer
Record Updated	Jan 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 ALLEN ST, NEW HYDE PARK, NY 11040-2429

Mortgage

Document Number	00DM052861
Date	Dec 16, 2021
Instrument	DM052861

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Sep 22, 2017
Property Address	106 CEDAR ST, CENTEREACH, NY 11720-3897
Document Number	0129300814
Book / Page	012930 / 000814
Instrument Date	Aug 31, 2017
Transaction Type	Transfer
Record Updated	Apr 25, 2018
Title Company	ABSTRACT RESOLUTIONS CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,174.43
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2705 CONNECTICUT AVE MEDFORD NY 117632043, MEDFORD, NY 11763-2043

Mortgage

Document Number	228580598
Date	Sep 22, 2017
Book Page	022858/000598

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2047

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	Middle Country Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,300 (-) Land $200 Building $2,100	$479,167 (+11,150.69%) Land $37,736 Building $396,226
2024	$10,275.00
2023		$2,300 Land $200 Building $2,100	$4,259 Land $370 Building $3,889

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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