106 Cedar Cove Dr, Pelham, AL 35124 Property Records

Shelby County property record for 106 Cedar Cove Dr, Pelham, AL 35124

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,102 sqft · built 1986
Lot Size0.468 acres (20,387 sqft)
OwnerIndividual Name on File
Last Sale$178,900 (Nov 2013)
Tax Bill$1,767 (2025)
Deeds & MortgagesOct 2019 Line of Credit
Apr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN131114003004012

Property Details

APN / Parcel Number

Primary APN131114003004012

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,102 sqft Heated Area
1st Floor Area1,022 sqft
Upper Floors Area1,080 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area20,387 sqft (0.468 acres)
Lot Dimensions113 ft deep x 180 ft wide
Garage TypeAttached
Garage Area594 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area304 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address106 CEDAR COVE DR
CityPELHAM
StateAL
Zip35124-1658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC/TWNSHP/RAN 11 20S 03W NBRHD: 08 CAHABA VALLEY R-2
Legal Range03W
Legal Township20S
Legal Section11
Legal SubdivisionCEDAR COVE PHASE 2
Legal Block1
Legal Lot Number4
JurisdictionSHELBY AL
Township / Civil DivisionALABASTER-HELENA
Census Block Group3
Census Block3003
Census Tract30316

Owner

Source: Shelby County assessment roll, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address106 CEDAR COVE DR, PELHAM, AL 35124-1658
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2019Deed of Trust, Mortgage · Line of Credit
AVADIAN CU
Apr 14, 2017Deed of Trust, Mortgage · Line of Credit
AVADIAN CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 22, 2013 · Amount on Record
Deed SaleNov 22, 2013 · Amount on Record
Deed Document Number2013459690
Prior Transfer DateNov 14, 2013
Prior Transfer Doc0000459690
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property Address106 CEDAR COVE DR, PELHAM, AL 35124-1658
Document Number0000402510
Instrument DateOct 18, 2019
Transaction TypeMortgage
Record UpdatedNov 12, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address106 CEDAR COVE DR PELHAM AL 351241658, PELHAM, AL 35124-1658

Mortgage

Document Number0000402510
DateOct 31, 2019
Instrument402510
Lender
NameAVADIAN CU
AddressHOOVER, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 30, 2039
Interest
Rate TypeAdjustable Rate

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property Address106 CEDAR COVE DR, PELHAM, AL 35124-1658
Document Number0000138190
Instrument DateApr 14, 2017
Transaction TypeMortgage
Record UpdatedMay 9, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address106 CEDAR COVE DR PELHAM AL 351241658, PELHAM, AL 35124-1658

Mortgage

Document Number0000138190
DateApr 24, 2017
Instrument138190
Lender
NameAVADIAN CU
AddressHOOVER, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 23, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyShelby County
MunicipalityPelham City
Unified School DistrictPelham City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,767.00 (+20.12%)$30,480 (+16.87%)$304,700 (+16.88%) Land $75,000 Building $229,700
2023$1,471.00$26,080$260,700 Land $70,000 Building $190,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims76 (1979–2021)
Claims Outside the SFHA12 of 76
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Oct 2021 · 7 claims
  • Severe Storms, Tornadoes & Flooding, Feb 1990 · 15 claims
  • Severe Storms,flooding And Tornadoes, Dec 1983 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PELHAM
serves 38,703 people · EPA ID AL0001163
Water SourcePurchased surface water from several systems
Last State InspectionJul 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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