106 Blue Cypress Trl, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 106 Blue Cypress Trl, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,027 sqft · built 2024
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Nov 2025)
Tax Bill	$4,859 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Feb 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`095416-2200`

Property Details

APN / Parcel Number

Primary APN	`095416-2200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,027 sqft Living Area
Gross Area	2,599 sqft
1st Floor Area	2,027 sqft
Flooring	Carpet

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	106 BLUE CYPRESS TRL
City	SAINT AUGUSTINE
State	FL
Zip	32084-0082
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	118/80-84 ST AUGUSTINE LAKES PHASE 2B LOT 220 OR6256/39
Legal Subdivision	ST AUGUSTINE LAKES - PHASE 2B
Legal Block	1
Legal Lot Number	220
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3000
Census Tract	21003

Owner

106 Blue Cypress Trl is owned and occupied by two individuals who bought it in November 2025.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 BLUE CYPRESS TRL, SAINT AUGUSTINE, FL 32084-0082
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Warranty Deed, Transfer · Conventional Mortgage LOANPEOPLE LLC
Feb 26, 2024	Special Warranty Deed, Subdivision Related Transfer LENNAR TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on File
Deed Sale	Nov 13, 2025 · Amount on File
Prior Sale	Feb 26, 2024 · Amount on File
Deed Document Number	202592566
Deed Book / Page	6256 / 39
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 13, 2025
Property Address	106 BLUE CYPRESS TRL, SAINT AUGUSTINE, FL 32084-0082
Document Number	0062560039
Book / Page	6256 / 39
Map Reference	MB 118 PG 80-84
Instrument Date	Nov 7, 2025
Instrument	2025092566
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 LOS LAGOS BLVD, PALM COAST, FL 32137-2317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 BLUE CYPRESS TRL, SAINT AUGUSTINE, FL 32084-0082

Mortgage

Document Number	0000625641
Date	Nov 13, 2025
Instrument	6256/41

Lender

Name	LOANPEOPLE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

February 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 26, 2024
Property Address	SAINT AUGUSTINE, FL 32084
Document Number	0059041277
Book / Page	5904 / 1277
Map Reference	MB 118 PG 80
Instrument Date	Feb 23, 2024
Instrument	2024013650
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7411 FULLERTON ST STE 220, 220, JACKSONVILLE, FL 32256-3629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 SAN MARCO DR, ISLAMORADA, FL 33036-3305

Tax Assessment & Valuation

The 2025 property tax bill for 106 Blue Cypress Trl was $4,859, up 36.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,502 (+92.62%) Land $80,000 Building $255,502	$335,502 (-0.07%) Land $80,000 Building $255,502
2025	$4,859.00 (+36.76%) Homeowner's exemption	$174,177 (+148.82%)	$335,730 (+379.61%) Land $80,000 Building $255,730
2024	$3,553.00 Homeowner's exemption	$70,000	$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 106 Blue Cypress Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Blue Cypress Trl is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Starlink Satellite	280 / 30

May also be available: Xfinity.

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