Bergen County and Waldwick Borough property record for 106 Bergen Ave, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,728 sqft · built 1951 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Jul 2008) |
| Tax Bill | $13,079 (2025) |
| Deeds & Mortgages | Aug 2019 Refinance Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00036-0000-00029 |
| Primary APN | 64-00036-0000-00029 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,728 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 106 BERGEN AVE |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X100 2 LT |
| Legal Subdivision | RIDGEWALD HLNDS |
| Legal Block | 36 |
| Legal Lot Number | 29 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 56100 |
106 Bergen Ave is owned and occupied by two individuals who bought it in July 2008.
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 BERGEN AVE, WALDWICK, NJ 07463-2111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Nov 24, 2020 | Deed of Trust, Mortgage HOME PT FIN'L |
| Mar 14, 2018 | Deed of Trust, Mortgage GET A RATE LLC |
| Jan 26, 2017 | Deed of Trust, Mortgage · FHA Mortgage CONTOUR MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2008 · Amount on File |
| Deed Sale | Jul 8, 2008 · Amount on File |
| Deed Document Number | 200864718 |
| Deed Book / Page | 9570 / 167 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 106 BERGEN AVE, WALDWICK, NJ 07463-2111 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0033181507 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 3318/1507 |
| Instrument | 19-052123 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 106 BERGEN AVE, WALDWICK, NJ 07463-2111 |
| Document Number | 0039210167 |
| Instrument Date | Nov 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Title Company | NTC - KEY W |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 106 BERGEN AVE WALDWICK NJ 074632111, WALDWICK, NJ 07463-2111 |
| Document Number | 0039210167 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 003921/000167 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 19, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 106 BERGEN AVE, WALDWICK, NJ 07463-2111 |
| Document Number | 0029041476 |
| Instrument Date | Mar 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 106 BERGEN AVE WALDWICK NJ 074632111, WALDWICK, NJ 07463-2111 |
| Document Number | 0029041476 |
|---|---|
| Date | Apr 9, 2018 |
| Book Page | 002904/001476 |
| Name | GET A RATE LLC |
|---|---|
| Address | 200 RIVERFRONT BLVD # 1ST, ELMWOOD PARK, NJ 07407-1037 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 8, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 106 BERGEN AVE, WALDWICK, NJ 07463-2111 |
| Document Number | 0025330206 |
| Book / Page | 002533 / 000206 |
| Instrument Date | Jan 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2017 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 106 BERGEN AVE WALDWICK NJ 074632111, WALDWICK, NJ 07463-2111 |
| Document Number | 0025330206 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 002533/000206 |
| Name | CONTOUR MTG |
|---|---|
| Type | Mortgage Company |
| Address | GARDEN CITY, NY 11530 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 9, 2047 |
The 2025 property tax bill for 106 Bergen Ave was $13,079, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $569,900 (-) Land $270,000 Building $299,900 | $569,900 (-) Land $270,000 Building $299,900 | |
| 2025 | $13,079.00 (+3.66%) | $569,900 Land $270,000 Building $299,900 | $569,900 Land $270,000 Building $299,900 |
| 2024 | $12,617.00 | ||
| 2023 | $433,900 Land $220,000 Building $213,900 | $433,900 Land $220,000 Building $213,900 | |
| 2022 | $12,357.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Bergen Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Bergen Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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