Otsego County and Roseboom Town property record for 106 Beaver St, Cherry Valley, NY 13320
| Property Type | Mobile Home |
|---|---|
| Details | 732 sqft · built 1970 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Sep 2006) |
| Tax Bill | $1,016 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 365800 102.02-1-59.00 |
| Primary APN | 365800 102.02-1-59.00 |
|---|---|
| Alternative APNs |
|
| Building Area | 732 sqft Living Area |
|---|
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Mobile Home |
| Lot Area | 29,185 sqft (0.67 acres) |
| Lot Width | 280 ft Width |
| Garage Type | Detached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 225 sqft |
| Shed | 1 Shed |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 029710 |
|---|---|
| Street Address | 106 BEAVER ST |
| City | CHERRY VALLEY |
| State | NY |
| Zip | 13320-3216 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | 900 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 59.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ROSEBOOM |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 590600 |
106 Beaver St, a mobile home, is owned and occupied by an individual who bought it in September 2006.
Source: Otsego County and Roseboom Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 BEAVER ST, CHERRY VALLEY, NY 13320-3216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2006 · Amount on File |
| Deed Sale | Sep 6, 2006 · Amount on File |
| Deed Book / Page | 1097 / 27 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 106 BEAVER ST, CHERRY VALLEY, NY 13320-3216 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000874 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 2023-1874 |
| Name | FIRST SOURCE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 106 Beaver St was $1,016, up 3.4% from the year before.
Source: Otsego County and Roseboom Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Roseboom Town |
| Unified School District | Cherry Valley-Springfield Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,016.00 (+3.36%) | ||
| 2025 | $983.00 | $41,100 Land $9,200 Building $31,900 | $58,714 Land $13,143 Building $45,571 |
| 2023 | $41,100 Land $9,200 Building $31,900 | $50,306 Land $11,261 Building $39,045 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Beaver St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2009–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Beaver St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OEConnect Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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