106 Atlantic St, Keyport, NJ 07735 Property Records

Monmouth County and Keyport Borough property record for 106 Atlantic St, Keyport, NJ 07735

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,117 sqft · built 1920
Lot Size	0.072 acres (3,125 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,376 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2025 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-00090-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`24-00090-0000-00003`
Alternative APN	`240009000003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,117 sqft Living Area
1st Floor Area	597 sqft
Upper Floors Area	520 sqft
Basement Area	520 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	3,125 sqft (0.072 acres)
Lot Dimensions	125 ft deep x 25 ft wide
Porch	Enclosed Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	106 ATLANTIC ST
City	KEYPORT
State	NJ
Zip	07735-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LIFE RIGHTS-MILDRED
Legal Subdivision	BOROUGH/KEYPORT
Legal Block	90
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	KEYPORT
Census Block Group	2
Census Block	2011
Census Tract	801900

Owner

Source: Monmouth County and Keyport Borough records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 ATLANTIC ST, KEYPORT, NJ 07735-1824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed, Transfer · FHA Mortgage FIRST ALLIANCE HOME MORTGAGE
Nov 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALLIANCE HOME MORTGAGE INC
Dec 14, 2022	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Mar 20, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST ALLIANCE HM MTG
Dec 8, 2017	Grant Deed, Transfer FIRST ALLIANCE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026
Deed Sale	Jun 11, 2026
Prior Sale	Dec 8, 2017 · Amount on Record
Deed Document Number	202647768
Deed Book / Page	9797 / 6458
Prior Transfer Date	May 26, 2026
Prior Transfer Doc	0000047768
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 11, 2026
Property Address	106 ATLANTIC ST, KEYPORT, NJ 07735-1824
Document Number	0000047768
Book / Page	9797 / 6458
Instrument Date	May 26, 2026
Instrument	202647768
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	HUDSON UNITED, HUDSON UNITED TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 ATLANTIC ST, KEYPORT, NJ 07735-1824

Mortgage

Document Number	0000047769,
Date	Jun 11, 2026
Instrument	202647769

Lender

Name	FIRST ALLIANCE HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	106 ATLANTIC ST, KEYPORT, NJ 07735-1824
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	ELITE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097638641
Date	Nov 3, 2025
Book Page	9763/8641
Instrument	2025087696

Lender

Name	ALLIANCE HOME MORTGAGE INC
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 1, 2030

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	106 ATLANTIC ST, KEYPORT, NJ 07735-1824
Transaction Type	Mortgage
Record Updated	Jan 10, 2023
Title Company	STATES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 ATLANTIC ST, KEYPORT, NJ 07735-1824

Mortgage

Document Number	0096275732
Date	Dec 14, 2022
Book Page	9627/5732
Instrument	2022118971

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	106 ATLANTIC ST, KEYPORT, NJ 07735-1824
Document Number	0000041726
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	CLEAR SKIES TITLE AGENCY, CLEAR SKIES TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 ATLANTIC ST KEYPORT NJ 077351824, KEYPORT, NJ 07735-1824

Mortgage

Document Number	0000041726
Date	Apr 22, 2020
Book Page	009408/009128
Instrument	41726

Lender

Name	FIRST ALLIANCE HM MTG
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 8, 2017
Property Address	106 ATLANTIC ST, KEYPORT, NJ 07735-1824
Document Number	0000119541
Book / Page	009262 / 004709
Instrument Date	Sep 29, 2016
Instrument	119541
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	ALL JERSEY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$173.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 ATLANTIC ST KEYPORT NJ 077351824, KEYPORT, NJ 07735-1824

Mortgage

Document Number	119542
Date	Dec 8, 2017
Book Page	009262/004728
Instrument	119542

Lender

Name	FIRST ALLIANCE HM MTG
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2047

Tax Assessment & Valuation

Source: Monmouth County and Keyport Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Keyport Borough
Unified School District	Keyport Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,800 (+8.03%) Land $213,500 Building $132,300	$345,800 (+8.03%) Land $213,500 Building $132,300
2025	$6,376.00 (+7.56%)	$320,100 (+20.98%) Land $194,000 Building $126,100	$320,100 (+20.98%) Land $194,000 Building $126,100
2024	$5,928.00 (+7.66%)
2023		$264,600 Land $151,400 Building $113,200	$264,600 Land $151,400 Building $113,200
2022	$5,506.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1996–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYPORT WATER DEPT serves 7,500 people · EPA ID NJ1322001
Water Source	Purchased surface water from NJ AMERICAN WATER - SHORELANDS
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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