106 Athens Rd, Delano, TN 37325 Property Records

Polk County property record for 106 Athens Rd, Delano, TN 37325

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,056 sqft · built 1998
Lot Size	6.63 acres (288,803 sqft)
Owner	Individual Name on Record
Last Sale	$294,900 (Jul 2026)
Tax Bill	$587 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2026 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`016-027.15`

Property Details

APN / Parcel Number

Primary APN	`016-027.15`
Alternative APNs	`0101601602715` `070016 02715`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Exterior Material	Siding Sheathing
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	288,803 sqft (6.63 acres)
Terrain	Rolling

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	144 sqft
Deck Area	16 sqft
Patio Area	80 sqft
Shed	1 Shed
Shed Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	106 ATHENS RD
City	DELANO
State	TN
Zip	37325-7510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNRECORDED PLAT FROM 1/05/1998 JIMMY L RICHMOND TRLS #917-ROBERT MALONE & OTHERS
Legal Subdivision	LOT 4
Legal Lot Number	4
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	2
Census Block	2049
Census Tract	950201

Owner

Source: Polk County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 ATHENS RD, DELANO, TN 37325-7510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE
Jun 8, 2026	Deed of Trust, Mortgage · Construction Mortgage MILLENNIUM BANK
Dec 29, 2025	Warranty Deed, Transfer
Jun 14, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Nov 18, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Prior Sale	Dec 29, 2025 · Amount on Record
Deed Document Number	20262179
Deed Book / Page	7 / 1171
Prior Transfer Date	Nov 18, 2021
Prior Transfer Doc	0WD335/254
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Jul 16, 2026
Property Address	106 ATHENS RD, DELANO, TN 37325-7510
Document Number	0000002179
Book / Page	7 / 1171
Instrument Date	Jul 14, 2026
Instrument	20262179
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$110,204.13
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 ATHENS RD, DELANO, TN 37325-7510

Mortgage

Document Number	0000002180,
Date	Jul 16, 2026
Instrument	20262180

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Recording Date	Jun 8, 2026
Property Address	106 ATHENS RD, DELANO, TN 37325-7510
Document Number	0000001708
Book / Page	6 / 2076
Instrument Date	Jun 2, 2026
Instrument	20261708
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 HILLSIDE DR NE, CLEVELAND, TN 37312-5019
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001708,
Date	Jun 8, 2026
Book Page	6/2076
Instrument	20261708

Lender

Name	MILLENNIUM BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 2, 2027

Interest

Rate	6.37%
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Dec 29, 2025
Property Address	106 ATHENS RD, DELANO, TN 37325-7510
Document Number	000004/175
Book / Page	4 / 175
Map Reference	MB 4 PG 175
Instrument Date	Dec 19, 2025
Instrument	25003226
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Tax	$488.40
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3640 HILLSIDE DR NE, CLEVELAND, TN 37312-5019

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Jun 14, 2022
Property Address	106 ATHENS RD, DELANO, TN 37325-7510
Document Number	0WD340/406
Book / Page	WD340 / 406
Instrument Date	Jun 10, 2022
Instrument	22001865
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	EQUI TITLE INC, EQUITITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$407.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 ATHENS RD, DELANO, TN 37325-7510

Mortgage

Document Number	0022001866
Date	Jun 14, 2022
Instrument	22001866

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK TN
Recording Date	Nov 18, 2021
Property Address	106 ATHENS RD, DELANO, TN 37325-7510
Document Number	0WD335/254
Book / Page	WD335 / 254
Instrument Date	Nov 18, 2021
Instrument	21003334
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 ATHENS RD, DELANO, TN 37325-7510

Tax Assessment & Valuation

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$587.00	$34,725 (-) Land $6,950 Building $27,775	$138,900 (-) Land $27,800 Building $111,100
2024	$587.00	$34,725 (-) Land $6,950 Building $27,775
2023	$587.00 (-2.81%)	$34,725 (+44.54%) Land $6,950 Building $27,775	$138,900 (+44.54%) Land $27,800 Building $111,100
2022	$604.00	$24,025 Land $6,950 Building $17,075	$96,100 Land $27,800 Building $68,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Twin Lakes.

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