106 Arnold St, Houston, TX 77007 Property Records

Harris County property record for 106 Arnold St, Houston, TX 77007

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,324 sqft · built 2010
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$631,351 (Aug 2026)
Tax Bill	$10,603 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`132-497-001-0001`

Property Details

APN / Parcel Number

Primary APN	`132-497-001-0001`
Alternative APN	`0531440000004`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,324 sqft Living Area
1st Floor Area	956 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	2,500 sqft (0.057 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Pool Area	420 sqft
Porch	Open Frame Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1324970010001
Street Address	106 ARNOLD ST
City	HOUSTON
State	TX
Zip	77007-7202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLK 1 BERCONS ARNOLD STREET ENCLAVE
Legal Subdivision	ARNOLD STREET
Legal Block	1
Legal Lot Number	1
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1011
Census Tract	510803

Owner

106 Arnold St is owned and occupied by an individual who bought it in August 2026.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	106 ARNOLD ST, HOUSTON, TX 77007-7202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENCOMPASS LENDING GROUP LP
May 11, 2020	Warranty Deed, Transfer ENCOMPASS LNDG
Oct 7, 2019	Deed of Trust, Mortgage FIRST CENTENNIAL MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2026 · Amount on File
Deed Sale	Aug 31, 2026 · Amount on File
Prior Sale	May 11, 2020 · Amount on File
Deed Document Number	2026353299
Prior Transfer Date	May 8, 2020
Prior Transfer Doc	0000195842
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 31, 2026
Property Address	106 ARNOLD ST, HOUSTON, TX 77007-7202
Document Number	0000353299
Instrument Date	Aug 28, 2026
Instrument	2026353299
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 ARNOLD ST, HOUSTON, TX 77007-7202

Mortgage

Document Number	0000353300,
Date	Aug 31, 2026
Instrument	2026353300

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	106 ARNOLD ST, HOUSTON, TX 77007-7202
Transaction Type	Mortgage
Record Updated	Jan 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127093
Date	Mar 11, 2021
Instrument	2021-127093

Lender

Name	ENCOMPASS LENDING GROUP LP
Type	Mortgage Company
Address	KATY, TX 77494

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	May 11, 2020
Property Address	106 ARNOLD ST, HOUSTON, TX 77007-7202
Document Number	0000195842
Instrument Date	May 8, 2020
Instrument	195842
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	18826 COVE MILL LN CYPRESS TX 774333386, CYPRESS, TX 77433-3386

Mortgage

Document Number	195843
Date	May 11, 2020
Instrument	195843

Lender

Name	ENCOMPASS LNDG
Address	KATY, TX 77494

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 10, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	106 ARNOLD ST, HOUSTON, TX 77007-7202
Document Number	0000454717
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	TRADITION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 ARNOLD ST HOUSTON TX 770077202, HOUSTON, TX 77007-7202

Mortgage

Document Number	0000454717
Date	Oct 14, 2019
Instrument	454717

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 106 Arnold St was $10,603, up 2.4% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$651,197 (-6.27%) Land $237,500 Building $413,697	$651,197 (-6.27%) Land $237,500 Building $413,697
2025	$10,603.00 (+2.38%) Homeowner's exemption	$694,768 Land $237,500 Building $457,268	$694,768 Land $237,500 Building $457,268
2024	$10,357.00
2023		$676,591 Land $212,500 Building $464,091	$676,591 Land $212,500 Building $464,091
2022	$13,632.00
2020	$8,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Arnold St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 158 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	301 units insured incl. 143 condo units
Nearby Flood Claims	23 (2015–2024)
Claims Outside the SFHA	7 of 23
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 4 claims Hurricane Harvey, Aug 2017 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 106 Arnold St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: IBT Connect.

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