106 Ambiance, Irvine, CA 92603 Property Records

Orange County property record for 106 Ambiance, Irvine, CA 92603

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,150 sqft · built 2003
Lot Size	0.156 acres (6,793 sqft)
Owner	2 Individual Names on File
Last Sale	$1,885,000 (Jun 2006)
Tax Bill	$28,073 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`481-131-43`

Property Details

APN / Parcel Number

Primary APN	`481-131-43`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	4,150 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	6,793 sqft (0.156 acres)
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	106 AMBIANCE
City	IRVINE
State	CA
Zip	92603-4225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16301 BLK LOT 27
Legal Subdivision	TRACT NO 16301
Legal Tract	16301
Legal Lot Number	27
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3002
Census Tract	62654

Owner

106 Ambiance is owned and occupied by two individuals who bought it in June 2006.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 AMBIANCE, IRVINE, CA 92603-4225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Dec 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2006 · Amount on File
Deed Sale	Jun 30, 2006 · Amount on File
Prior Sale	May 25, 2004 · Amount on File
Deed Document Number	2006443354
Prior Transfer Date	Jun 23, 2006
Prior Transfer Doc	0000443353
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	106 AMBIANCE, IRVINE, CA 92603-4225
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 AMBIANCE, IRVINE, CA 92603-4225

Mortgage

Document Number	0000379038
Date	Jun 8, 2021
Instrument	2021000379038

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	7.5%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	106 AMBIANCE, IRVINE, CA 92603-4225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000504562
Date	Dec 4, 2019
Instrument	2019000504562

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	8.12%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	106 AMBIANCE, IRVINE, CA 92603-4225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121010
Date	Mar 18, 2020
Instrument	2020000121010

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 16, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 106 Ambiance was $28,073 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,627,531 (+2%) Land $1,503,519 Building $1,124,012
2025	$28,073.00 Homeowner's exemption	$2,576,011 Land $1,474,038 Building $1,101,973
2023	$28,756.00 (+11.92%) Homeowner's exemption	$2,475,982 Land $1,416,799 Building $1,059,183
2022	$25,694.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 106 Ambiance in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Ambiance is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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