106 Albert St, Petal, MS 39465 Property Records

Forrest County property record for 106 Albert St, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	1,312 sqft · built 1962
Lot Size	0.679 acres (29,590 sqft)
Owner	2 Individual Names on File
Tax Bill	$763 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Dec 2021 Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`3-022J-36-069.00`

Property Details

APN / Parcel Number

Primary APN	`3-022J-36-069.00`
Alternative APNs	`177D-2360-002-111.00` `030518` `30518`

Interior

Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,590 sqft (0.679 acres)
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	30518
Street Address	106 ALBERT ST
City	PETAL
State	MS
Zip	39465-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 2 GREENS CREEK S/D B405 P104 3/75 PREV #P62820103 7/76 B425 P523
Legal Range	13W
Legal Township	05N
Legal Section	36
Legal Subdivision	GREENS CREEK SUBDIVISION
Legal Block	2
Legal Lot Number	3
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	1
Census Block	1049
Census Tract	10104

Owner

106 Albert St is owned and occupied by two individuals who acquired it in June 2021.

Source: Forrest County records, as of March 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 ALBERT ST, PETAL, MS 39465-3006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2017	Deed of Trust, Mortgage BANCORPSOUTH BANK
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS & MARINE BANK
Jun 11, 2014	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Jul 2, 2014	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Sep 28, 2015	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
Jul 2, 2014	Warranty Deed, Transfer
Jun 11, 2014	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2021
Deed Sale	Jun 7, 2021
Prior Sale	Jul 2, 2014 · Amount on File
Deed Document Number	2021822364
Deed Book / Page	1368 / 447
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	106 ALBERT ST, PETAL, MS 39465-3006
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002126/559
Date	Jun 14, 2017
Book Page	2126/559
Instrument	762878

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Amount	Amount on Record
Term	59 Months
Due	May 26, 2022

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	106 ALBERT ST, PETAL, MS 39465-3006
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002400/374
Date	Dec 29, 2021
Book Page	2400/374
Instrument	831610

Lender

Name	MERCHANTS & MARINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	106 ALBERT ST, PETAL, MS 39465-3006
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 ALBERT ST, PETAL, MS 39465-3006

Mortgage

Document Number	00001962/1
Date	Jun 11, 2014
Book Page	1962/1
Instrument	720505

Lender

Name	BANCORPSOUTH BANK
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	May 10, 2015

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	106 ALBERT ST, PETAL, MS 39465-3006
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 SUNRISE RD, PETAL, MS 39465-2689

Mortgage

Document Number	001965/659
Date	Jul 2, 2014
Book Page	1965/659
Instrument	721312

Lender

Name	BANCORPSOUTH BANK
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 30, 2015

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	106 ALBERT ST, PETAL, MS 39465-3006
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002032/481
Date	Sep 28, 2015
Book Page	2032/481

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	PO BOX 3356

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2045

July 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Jul 2, 2014
Property Address	106 ALBERT ST, PETAL, MS 39465-3006
Document Number	001179/551
Book / Page	1179 / 551
Instrument Date	Jun 30, 2014
Instrument	721311
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 ALBERT ST, PETAL, MS 39465-3006

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	319 SUNRISE RD, PETAL, MS 39465-2689

June 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Jun 11, 2014
Property Address	106 ALBERT ST, PETAL, MS 39465-3006
Document Number	001178/220
Book / Page	1178 / 220
Instrument Date	Jun 4, 2014
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1076 COUNTRY RD, SUMMIT, MS 39666-5607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 ALBERT ST, PETAL, MS 39465-3006

Tax Assessment & Valuation

The 2025 property tax bill for 106 Albert St was $763 with a homeowner's exemption.

Source: Forrest County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$763.00 Homeowner's exemption	$5,617	$56,170 Land $13,220 Building $42,950
2023	$612.00 Homeowner's exemption	$48,280 (+9%)	$48,280 (-) Land $13,220 Building $35,060
2022		$4,828	$48,280 Land $13,220 Building $35,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Albert St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2018–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornado, Dec 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Albert St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 72% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETAL serves 9,509 people · EPA ID MS0180011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: defastlink, T-Mobile.

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