106 Aaron Dr, Fredonia, KY 42411 Property Records

Caldwell County property record for 106 Aaron Dr, Fredonia, KY 42411

Property Summary

Property Type	Single Family Home
Details	1,454 sqft · built 1998
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$228,500 (Apr 2024)
Tax Bill	$2,467 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Apr 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`132778-001`

Property Details

APN / Parcel Number

Primary APN	`132778-001`
Alternative APNs	`F1-4A-11` `10683801`

Interior

Stories	1 Story
Building Area	1,454 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	160 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	106 AARON DR
City	FREDONIA
State	KY
Zip	42411-9200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 106 AARON DRIVE
Legal Subdivision	FREDONIA VALLEY PT PHASE III
Legal Lot Number	106
Jurisdiction	CALDWELL KY
Township / Civil Division	FREDONIA
Census Block Group	1
Census Block	1054
Census Tract	920100

Owner

106 Aaron Dr is owned and occupied by an individual who bought it in April 2024.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	106 AARON DR, FREDONIA, KY 42411-9200
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Apr 16, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Nov 25, 2019	Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION
Jul 14, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 14, 2016	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Apr 4, 2024	Deed, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC
Jun 28, 2023	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2024 · Amount on File
Deed Sale	Apr 4, 2024 · Amount on File
Prior Sale	Jun 28, 2023 · Amount on File
Deed Document Number	2024246533
Deed Book / Page	349 / 114
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Recording Date	Oct 7, 2026
Property Address	106 AARON DR, FREDONIA, KY 42411-9200
Document Number	0000462476
Book / Page	427 / 779
Instrument Date	Sep 24, 2026
Instrument	2026462476
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 AARON DR, FREDONIA, KY 42411-9200

Mortgage

Document Number	0000462476,
Date	Oct 7, 2026
Book Page	427/779
Instrument	2026462476

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Nov 1, 2066

Interest

Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	106 AARON DR, FREDONIA, KY 42411-9200
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M334/228
Date	Apr 16, 2018
Book Page	M334/228

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	LEXINGTON, KY 40503

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	106 AARON DR, FREDONIA, KY 42411-9200
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M350/499
Date	Nov 25, 2019
Book Page	M350/499

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	106 AARON DR, FREDONIA, KY 42411-9200
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 AARON DR, FREDONIA, KY 42411-9200

Mortgage

Document Number	000414/529
Date	Jul 14, 2025
Book Page	414/529

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	May 1, 2054

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	106 AARON DR, FREDONIA, KY 42411-9200
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M318/466
Date	Sep 14, 2016
Book Page	M318/466

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2046

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CALDWELL KY
Recording Date	Apr 4, 2024
Property Address	106 AARON DR, FREDONIA, KY 42411-9200
Document Number	000349/114
Book / Page	349 / 114
Map Reference	CAB 1 SL 210
Instrument Date	Apr 3, 2024
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2860 STATE ROUTE 120, MARION, KY 42064-8165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 AARON DR, FREDONIA, KY 42411-9200

Mortgage

Document Number	0000401601
Date	Apr 4, 2024
Instrument	401/601

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL KY
Recording Date	Jun 28, 2023
Property Address	106 AARON DR, FREDONIA, KY 42411-9200
Document Number	0000346/15
Book / Page	346 / 15
Map Reference	CAB 1 SL 210
Instrument Date	Jun 23, 2023
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	198 LAKE SCENE DR, EDDYVILLE, KY 42038-8297

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 AARON DR, FREDONIA, KY 42411-9200

Mortgage

Document Number	0000394459
Date	Jun 28, 2023
Instrument	394/459

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 106 Aaron Dr was $2,467.

Source: Caldwell County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Caldwell County
Municipality	Fredonia City
Unified School District	Caldwell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,467.00	$228,500	$228,500
2023	$962.00	$87,500	$87,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 106 Aaron Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Aaron Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDONIA WATER DEPARTMENT serves 1,040 people · EPA ID KY0170146
Water Source	Purchased surface water from EDDYVILLE WATER DEPARTMENT
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Watch TV Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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