106 5th St, Duluth, MN 55810 Property Records

St. Louis County property record for 106 5th St, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,458 sqft
Lot Size	0.146 acres (6,390 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Sep 2019)
Tax Bill	$2,510 (2026)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185-0050-00810`

Property Details

APN / Parcel Number

Primary APN	`185-0050-00810`
Alternative APN	`1076792`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,458 sqft Gross Area
1st Floor Area	954 sqft
Basement Area	504 sqft
Finished Basement	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Metal
Construction Type	Frame
Lot Area	6,390 sqft (0.146 acres)
Garage Area	576 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1076792
Street Address	106 5TH ST
City	DULUTH
State	MN
Zip	55810-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0021 BLOCK:003 SERIAL #
Legal Subdivision	SECOND ADDITION TO PROCTORKNOTT
Legal Block	3
Legal Lot Number	21
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	2
Census Block	2001
Census Tract	10100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 5TH ST, DULUTH, MN 55810-2221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2019 · Amount on Record
Deed Sale	Sep 3, 2019 · Amount on Record
Deed Document Number	20191362375
Prior Transfer Date	Oct 29, 2004
Prior Transfer Doc	0000963173
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 3, 2019
Property Address	106 5TH ST, DULUTH, MN 55810-2221
Document Number	00A1362375
Instrument Date	Aug 30, 2019
Instrument	A1362375
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 5TH ST PROCTOR MN 558102221, PROCTOR, MN 55810-2221

Mortgage

Document Number	A1362376
Date	Sep 3, 2019
Instrument	A1362376

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,510.00 Homeowner's exemption
2025	$2,510.00 (+9.13%) Homeowner's exemption	$200,400 (-1.52%) Land $14,000 Building $186,400	$200,400 (-1.52%) Land $14,000 Building $186,400
2024	$2,300.00	$203,500 (+31.38%) Land $14,000 Building $189,500	$203,500 (+31.38%) Land $14,000 Building $189,500
2022		$154,900 Land $10,600 Building $144,300	$154,900 Land $10,600 Building $144,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile.

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