106 4th St, Wilmette, IL 60091 Property Records

Cook County property record for 106 4th St, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,833 sqft · built 1928
Lot Size	0.175 acres (7,620 sqft)
Owner	2 Individual Names on File
Last Sale	$636,000 (Oct 2023)
Tax Bill	$13,155 (2023)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-35-304-007`

Property Details

APN / Parcel Number

Primary APN	`05-35-304-007`
Alternative APN	`05-35-304-007-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,833 sqft Living Area
1st Floor Area	1,716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tile
Lot Area	7,620 sqft (0.175 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	106 4TH ST
City	WILMETTE
State	IL
Zip	60091-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(GREENVIEW) ADD TO (WILMETTE) IN SUB OF BAXTERS SHARE OF S SEC OF OUILMETTE RESERVATION SEC 35-42-13
Legal Range	13E
Legal Township	42N
Legal Section	35
Legal Subdivision	GREENVIEW ADD TO WILMETTE
Legal Lot Number	51,52
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	1
Census Block	1015
Census Tract	801300

Owner

106 4th St is owned by two individuals who bought it in October 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1500 OAK AVE, 5C, EVANSTON, IL 60201-4217
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Oct 25, 2023	Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Aug 26, 2019	Deed of Trust, Mortgage · Line of Credit WINTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2023 · Amount on File
Deed Sale	Oct 25, 2023 · Amount on File
Deed Document Number	20236348
Prior Transfer Date	Jun 24, 2015
Prior Transfer Doc	0000050014
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	106 4TH ST, WILMETTE, IL 60091-3410
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 4TH ST, WILMETTE, IL 60091-3410

Mortgage

Document Number	0001618014
Date	Jan 16, 2026
Instrument	2601618014

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Oct 25, 2023
Property Address	106 4TH ST, WILMETTE, IL 60091-3410
Document Number	0029806348
Instrument Date	Sep 19, 2023
Instrument	2329806348
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 4TH ST, WILMETTE, IL 60091-3410

Mortgage

Document Number	0029806349
Date	Oct 25, 2023
Instrument	2329806349

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.5%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	106 4TH ST, WILMETTE, IL 60091-3410
Document Number	1926057270
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	106 4TH ST WILMETTE IL 600913410, WILMETTE, IL 60091-3410

Mortgage

Document Number	1926057270
Date	Sep 17, 2019
Instrument	26057270

Lender

Name	WINTRUST BK
Address	CHICAGO, IL 60604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,000 Land $24,765 Building $68,235	$930,000 Land $247,650 Building $682,350
2023	$13,155.00 (+6%)
2022	$12,410.00 (+9.01%)	$63,941 (+28.35%) Land $20,955 Building $42,986	$639,410 (+28.35%) Land $209,550 Building $429,860
2021	$11,384.00 Homeowner's exemption Senior Citizen's exemption	$49,817 Land $15,240 Building $34,577	$498,170 Land $152,400 Building $345,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Zentro.

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