106 4th Ave, Keystone, IA 52249 Property Records

Benton County property record for 106 4th Ave, Keystone, IA 52249

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,248 sqft · built 1920
Lot Size0.163 acres (7,100 sqft)
OwnerIndividual Name on Record
Last Sale$95,500 (Oct 2021)
Tax Bill$776 (2026)
Deeds & MortgagesOct 2019 Refinance
Oct 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09008850

Property Details

APN / Parcel Number

Primary APN09008850

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area720 sqft
AtticAttic
Attic Area360 sqft
Basement Area720 sqft
Unfinished Basement720 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,100 sqft (0.163 acres)
Lot Dimensions142 ft deep x 50 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area84 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address106 4TH AVE
CityKEYSTONE
StateIA
Zip52249-9712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKEYSTONE LOT 14 BLK 4
Legal SubdivisionKEYSTONE
Legal Block4
Legal Lot Number14
JurisdictionBENTON IA
Township / Civil DivisionKANE
Census Block Group3
Census Block3065
Census Tract960600

Owner

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 105, KEYSTONE, IA 52249-0105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
GREENSTATE CREDIT UNION
Oct 25, 2021Warranty Deed, Transfer · USDA Mortgage
USDA
Oct 22, 2019Warranty Deed, Transfer · ARM
GREENSTATE CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2021 · Amount on Record
Deed SaleOct 25, 2021 · Amount on Record
Prior SaleOct 22, 2019 · Amount on Record
Deed Document Number20215485
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON IA
Property Address106 4TH AVE, KEYSTONE, IA 52249-9712
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000192757
DateOct 23, 2019
Instrument19-2757
Lender
NameGREENSTATE CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueNov 1, 2029

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON IA
Recording DateOct 25, 2021
Property Address106 4TH AVE, KEYSTONE, IA 52249-9712
Document Number0000215485
Instrument DateOct 20, 2021
Instrument21-5485
Transaction TypeTransfer
Record UpdatedJan 28, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$152.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 4TH AVE, KEYSTONE, IA 52249-9712

Mortgage

Document Number0000215486
DateOct 25, 2021
Instrument21-5486
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term456 Months
DueOct 22, 2059
Interest
Rate TypeFixed Rate

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON IA
Recording DateOct 22, 2019
Property Address106 4TH AVE, KEYSTONE, IA 52249-9712
Document Number192746
Instrument DateOct 2, 2019
Instrument19-2746
Transaction TypeTransfer
Record UpdatedOct 1, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 4TH AVE, KEYSTONE, IA 52249-9712

Mortgage

Document Number0000192756
DateOct 23, 2019
Instrument19-2756
Lender
NameGREENSTATE CREDIT UNION
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateOct 5, 2029
Index1-Year CMT

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBenton County
MunicipalityKeystone City
Unified School DistrictBenton Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$776.00 (-6.05%)$111,300 (-) Land $14,300 Building $97,000$111,300 (-) Land $14,300 Building $97,000
2025$111,300 (+0.54%) Land $14,300 Building $97,000$111,300 (+0.54%) Land $14,300 Building $97,000
2024$826.00 (+95.73%)
2023$110,700 (+32.57%) Land $14,000 Building $96,700$110,700 (+32.57%) Land $14,000 Building $96,700
2022$422.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$83,500 Land $11,200 Building $72,300
2021$83,500 Land $11,200 Building $72,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEYSTONE WATER SUPPLY
serves 599 people · EPA ID IA0640030
Water SourceGroundwater
Last State InspectionMar 2026
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2021
Nitrite
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Keystone Communications
Fiber
250 / 250
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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