Albany County and Albany City property record for 106 3rd Ave, Albany, NY 12202
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1900 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $32,500 (Oct 1995) |
| Tax Bill | $2,298 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Feb 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 010100 76.64-4-1 |
| Primary APN | 010100 76.64-4-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 560 sqft |
| 2nd Floor Area | 400 sqft |
| Upper Floors Area | 160 sqft |
| Attic | Attic |
| Attic Area | 160 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25.1 ft wide |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07606400040010000000 |
|---|---|
| Street Address | 106 3RD AVE |
| City | ALBANY |
| State | NY |
| Zip | 12202-1431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3B |
| Legal Description | 2 BRICK & WOOD 0207007 |
| Legal Block | 4 |
| Legal Lot Number | 1.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | ALBANY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 2600 |
106 3rd Ave is owned and occupied by an individual who bought it in October 1995.
Source: Albany County and Albany City records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 3RD AVE, ALBANY, NY 12202-1431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Feb 24, 2020 | Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 1995 · Amount on File |
| Deed Sale | Oct 31, 1995 · Amount on File |
| Deed Book / Page | 2544 / 547 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 106 3RD AVE, ALBANY, NY 12202-1431 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 106 3RD AVE, ALBANY, NY 12202-1431 |
| Document Number | 0000001048 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | R2021-31048 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 106 3RD AVE, ALBANY, NY 12202-1431 |
| Document Number | 0000007289 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 106 3RD AVE ALBANY NY 122021431, ALBANY, NY 12202-1431 |
| Document Number | 0000007289 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 7289 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
The 2026 property tax bill for 106 3rd Ave was $2,298, up 4.1% from the year before.
Source: Albany County and Albany City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Albany City |
| Unified School District | Albany City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,298.00 (+4.08%) | ||
| 2025 | $2,208.00 | $83,000 Land $16,600 Building $66,400 | $86,458 Land $17,292 Building $69,166 |
| 2023 | $42,800 (-) Land $9,000 Building $33,800 | $60,426 (+12.55%) Land $12,706 Building $47,720 | |
| 2022 | $42,800 Land $9,000 Building $33,800 | $53,688 Land $11,290 Building $42,398 | |
| 2021 | $1,794.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 3rd Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 106 3rd Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBANY CITY serves 98,000 people · EPA ID NY0100189 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 13 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures