106 28th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 106 28th Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 758 sqft · built 1918
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$176,000 (Dec 2025)
Tax Bill	$1,588 (2026)
Deeds & Mortgages	Dec 2025 Sale May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-52576-0000`

Property Details

APN / Parcel Number

Primary APN	`82-52576-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	758 sqft Living Area
1st Floor Area	680 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Width	81 ft Width
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Street Address	106 28TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-4246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 15 & LOT 16 LESS N8' OF LOT 16 WEST SIDE ADD SECTION 15 TOWNSHIP 124 RANGE 028 WEST SIDE ADD SECTION 15 TOWNSHIP 124
Legal Range	28W
Legal Township	124
Legal Section	15
Legal Subdivision	WEST SIDE ADD
Legal Block	5
Legal Lot Number	15-16
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2042
Census Tract	601

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 28TH AVE N, SAINT CLOUD, MN 56303-4246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Warranty Deed, Transfer
May 29, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Prior Sale	May 29, 2019 · Amount on Record
Deed Document Number	20251704804
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 11, 2025
Property Address	106 28TH AVE N, SAINT CLOUD, MN 56303-4246
Document Number	00A1704804
Instrument Date	Dec 1, 2025
Instrument	A1704804
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 28TH AVE N, SAINT CLOUD, MN 56303-4246

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 29, 2019
Property Address	106 28TH AVE N, SAINT CLOUD, MN 56303-4246
Document Number	00A1544384
Instrument Date	May 16, 2019
Instrument	A1544384
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 28TH AVE N, SAINT CLOUD, MN 56303-4246

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,588.00 (+20.3%)
2025	$1,320.00 (+2.17%) Homeowner's exemption	$137,500 (+6.18%) Land $30,000 Building $107,500	$137,500 (+6.18%) Land $30,000 Building $107,500
2023	$1,292.00	$129,500 Land $30,000 Building $99,500	$129,500 Land $30,000 Building $99,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Arvig, CenturyLink, T-Mobile.

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