106 1st St, Hudson, IA 50643 Property Records

Black Hawk County property record for 106 1st St, Hudson, IA 50643

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,824 sqft · built 1957
Lot Size	0.843 acres (36,740 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Oct 2005)
Tax Bill	$4,828 (2025)
Deeds & Mortgages	Jul 2009 Line of Credit Dec 2010 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8814-26-353-008`

Property Details

APN / Parcel Number

Primary APN	`8814-26-353-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	1,824 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	36,740 sqft (0.843 acres)
Lot Dimensions	220 ft deep x 167 ft wide
Garage Type	Detached
Garage Area	2,076 sqft
Parking Spaces	8 Parking Spaces
Porch	Enclosed Porch
Porch Area	204 sqft
Patio Area	63 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	106 1ST ST
City	HUDSON
State	IA
Zip	50643-7742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHOOL ADDITION OUTLOT 1 & ALL THAT PORTION OF CEDAR STREET LYING S OF FIRST ST & N OF S LINE OUTLOT NO 1 IN SCHOOL ADD IF
Legal Range	14W
Legal Township	88N
Legal Section	26
Legal Subdivision	SCHOOL ADDITION
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Township / Civil Division	BLACK HAWK
Census Block Group	2
Census Block	2026
Census Tract	3002

Owner

106 1st St is owned and occupied by two individuals who bought it in October 2005.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 686, HUDSON, IA 50643-0686
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2009	Deed of Trust, Mortgage · Line of Credit BANKIOWA
Dec 7, 2010	Deed of Trust, Mortgage · Conventional Mortgage BANKIOWA
Feb 19, 2014	Deed of Trust, Mortgage · Conventional Mortgage BANKIOWA
Oct 10, 2005	Legal Action/Court Order, Foreclosure · Conventional Mortgage GMAC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2005 · Amount on File
Deed Sale	Oct 10, 2005 · Amount on File
Deed Document Number	20052006009519
Record Updated	Oct 29, 2026

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	106 1ST ST, HUDSON, IA 50643-7742
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010002208
Date	Jul 29, 2009
Instrument	2010002208

Lender

Name	BANKIOWA
Address	WATERLOO, IA 50703

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	106 1ST ST, HUDSON, IA 50643-7742
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK COUNTY ABSTRACT &

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011011406
Date	Dec 7, 2010
Instrument	2011011406

Lender

Name	BANKIOWA
Address	CEDAR FALLS, IA 50613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2041

February 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	106 1ST ST, HUDSON, IA 50643-7742
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2014015380
Date	Feb 19, 2014
Instrument	2014015380

Lender

Name	BANKIOWA
Type	Bank
Address	CEDAR RAPIDS, IA 52404

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2029

October 2005: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 10, 2005
Property Address	106 1ST ST, HUDSON, IA 50643-7742
Document Number	2006009519
Instrument Date	Sep 23, 2005
Instrument	2006009519
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	106 1ST ST, HUDSON, IA 50643-7742

Mortgage

Document Number	2006009520
Date	Oct 10, 2005
Instrument	2006009520

Lender

Name	GMAC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 106 1st St was $4,828 with a homeowner's exemption, up 7.5% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Hudson City
Unified School District	Hudson Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,828.00 (+7.53%) Homeowner's exemption	$298,790 Land $42,930 Building $255,860	$298,790 Land $42,930 Building $255,860
2024	$4,490.00
2023		$278,790 (+15.54%) Land $42,930 Building $235,860	$278,790 Land $42,930 Building $235,860
2022	$4,354.00 Homeowner's exemption	$241,290 Land $42,930 Building $198,360
2021			$241,290 Land $42,930 Building $198,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 1st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 2,546 people · EPA ID IA0737062
Water Source	Purchased groundwater from WATERLOO WATER WORKS
Last State Inspection	Jun 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
STS Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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