10598 Winfield Rd, Winfield, WV 25213 Property Records

Putnam County property record for 10598 Winfield Rd, Winfield, WV 25213 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,672 sqft · built 1979
Lot Size	0.589 acres (25,700 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,614 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-4-0021.0000`

Property Details

APN / Parcel Number

Primary APN	`13-4-0021.0000`
Alternative APNs	`40-13-4-0021.0000` `00022768`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,672 sqft Living Area
1st Floor Area	1,552 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	25,700 sqft (0.589 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00022768
Street Address	10598 WINFIELD RD
City	WINFIELD
State	WV
Zip	25213-7930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.59 AC RT 35
Jurisdiction	PUTNAM WV
Township / Civil Division	2
Census Block Group	2
Census Block	2003
Census Tract	20400

Owner

Source: Putnam County records · APN 13-4-0021.0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10598 WINFIELD RD, WINFIELD, WV 25213-7930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Document Number	0000319715
Record Updated	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	10598 WINFIELD RD, WINFIELD, WV 25213-7930
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1160/581
Date	May 30, 2017
Book Page	1160/581
Instrument	004197340021

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.52%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.52%
Index	1-Year LIBOR
Max Rate	8.52%

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Municipality	Winfield Town
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,614.00 (+18.33%) Homeowner's exemption	$194,760 (+13.66%) Land $21,120 Building $173,640	$324,600 (+13.66%) Land $35,200 Building $289,400
2023	$2,209.00 (+26.52%) Homeowner's exemption	$171,360 (+22.1%) Land $20,520 Building $150,840	$285,600 (+22.1%) Land $34,200 Building $251,400
2022	$1,746.00 Homeowner's exemption	$140,340 Land $18,360 Building $121,980	$233,900 Land $30,600 Building $203,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (54079C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540790204002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 29 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	29 in force 22 of 29 on primary residences
Nearby Flood Claims	5 (1978–2001)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2001, rainfall accumulation, Severe Storms, Flooding And Landslides

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 55% of West Virginia
Wildfire Likelihood	About 1 in 2,381 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.