10591 Alba Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 10591 Alba Rd, Ben Lomond, CA 95005

Property Summary

Property TypeRecreational Vacant Land
Details2 bd · 2 ba · 2,039 sqft · built 1979
Lot Size2.34 acres (102,018 sqft)
Owner2 Individual Names on File
Last Sale$344,000 (Nov 1999)
Tax Bill$6,617 (2025)
Flood ZoneZone X (minimal risk)
APN078-301-01

Property Details

APN / Parcel Number

Primary APN078-301-01
Alternative APN
  • 078-301-01-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area2,039 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area102,018 sqft
TerrainSteep
View / LotMountain
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area974 sqft
Patio Area974 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address10591 ALBA RD
CityBEN LOMOND
StateCA
Zip95005
Property CategoryPublic Works
Property TypePublic Works > Recreational Vacant Land
Local Zoning CodeSU
Legal DescriptionMAP 000914 00221
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1021
Census Tract120301

Owner

10591 Alba Rd, recreational vacant land, is owned by two individuals who bought it in November 1999.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 7773, SANTA CRUZ, CA 95061-7773
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 1999 · Amount on File
Deed SaleNov 30, 1999 · Amount on File
Prior SaleJun 23, 1998 · Amount on File
Deed Document Number199975276
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 10591 Alba Rd was $6,617.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$539,302 (+2%) Land $282,192 Building $257,110
2025$6,617.00$528,727 Land $276,659 Building $252,068
2023$6,314.00 (+2.43%)$508,196 Land $265,916 Building $242,280$804,150
2022$6,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10591 Alba Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims20 (1980–2017)
Claims Outside the SFHA4 of 20
Most Recent ClaimMar 2017 · other causes
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 8 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10591 Alba Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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