1059 Vernal Ave, Merced, CA 95340 Property Records

Merced County property record for 1059 Vernal Ave, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,976 sqft · built 1978
Lot Size	0.17 acres (7,406 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Sep 2025)
Tax Bill	$3,265 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006-361-009-000`

Property Details

APN / Parcel Number

Primary APN	`006-361-009-000`
Alternative APN	`006-361-009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area
Gross Area	2,419 sqft
1st Floor Area	1,976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1979
Construction Type	Wood
Roof Material	Other
Lot Area	7,406 sqft (0.17 acres)
Garage Type	Attached
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	25 sqft
Patio Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	006-361-009
Street Address	1059 VERNAL AVE
City	MERCED
State	CA
Zip	95340-0635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	W PK VIL #6 LOT 135
Legal Subdivision	WAINWRIGHTS PARK VILLAGE 06
Legal Lot Number	135
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4007
Census Tract	1101

Owner

1059 Vernal Ave is owned and occupied by two individuals who bought it in September 2025.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1059 VERNAL AVE, MERCED, CA 95340-0635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Grant Deed, Transfer · FHA Mortgage LEADERONE FINANCIAL CORP
Apr 26, 2017	Grant Deed, Transfer · Conventional Mortgage NATIONS LNDG
May 30, 2017	Quit Claim Deed, Transfer TRANSCOUNTY TITLE COMPANY
Jan 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on File
Deed Sale	Sep 5, 2025 · Amount on File
Prior Sale	Apr 26, 2017 · Amount on File
Deed Document Number	202523851
Prior Transfer Date	Apr 4, 2017
Prior Transfer Doc	0000016826
Record Updated	Oct 29, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 5, 2025
Property Address	1059 VERNAL AVE, MERCED, CA 95340-0635
Document Number	0000023851
Map Reference	MB 23 PG 23-27
Instrument Date	Aug 14, 2025
Instrument	2025023851
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1059 VERNAL AVE, MERCED, CA 95340-0635

Mortgage

Document Number	0000023852
Date	Sep 5, 2025
Instrument	2025023852

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	0000023853
Date	Sep 5, 2025
Instrument	2025023853

Lender

Name	LEADERONE FINANCIAL
Address	OVERLAND PARK, KS 66210

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 28, 2055

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 26, 2017
Property Address	1059 VERNAL AVE, MERCED, CA 95340-0635
Document Number	0000013211
Instrument Date	Apr 4, 2017
Instrument	13211
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1059 VERNAL AVE MERCED CA 953400635, MERCED, CA 95340-0635

Mortgage

Document Number	13212
Date	Apr 26, 2017
Instrument	13212

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	May 30, 2017
Property Address	1059 VERNAL AVE, MERCED, CA 95340-0635
Document Number	0000016826
Instrument Date	Apr 4, 2017
Instrument	16826
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1059 VERNAL AVE MERCED CA 953400635, MERCED, CA 95340-0635

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jan 27, 2017
Property Address	1059 VERNAL AVE, MERCED, CA 95340-0635
Document Number	0000003077
Instrument Date	Dec 27, 2016
Instrument	3077
Transaction Type	Transfer
Record Updated	Mar 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	617 22ND ST SACRAMENTO CA 958164009, SACRAMENTO, CA 95816-4009

Tax Assessment & Valuation

The 2025 property tax bill for 1059 Vernal Ave was $3,265.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$460,000 (+53.04%) Land $120,000 Building $340,000
2025	$3,265.00 Homeowner's exemption	$300,582 Land $52,222 Building $248,360
2023	$3,042.00 (+1.4%) Homeowner's exemption	$288,913 Land $50,196 Building $238,717
2022	$3,000.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1059 Vernal Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1059 Vernal Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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