1059 Timber Rd, Ramah, NM 87321 Property Records

McKinley County property record for 1059 Timber Rd, Ramah, NM 87321

Property Summary

Property Type	Single Family Home
Lot Size	7.24 acres (315,374 sqft)
Owner	Individual Name on Record
Tax Bill	$1,598 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`2-092-066-485-208`

Property Details

APN / Parcel Number

Primary APN	`2-092-066-485-208`
Alternative APN	`R204702`

Exterior

Lot Area	315,374 sqft (7.24 acres)

Location & Zoning

Account Number	R204702
Street Address	1059 TIMBER RD
City	RAMAH
State	NM
Zip	87321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLOCK 4, TIMBERLAKE RANCH UNIT 1 7.24 ACRES DOC 352915 01/31/11 DOC 398031 09/29/21 DOC 403814 04/03/23 CODE 2-092-066-485-208
Legal Range	16W
Legal Township	11N
Legal Section	02
Legal Subdivision	TIMBERLAKE RANCH SUBDIVISION
Legal Block	4
Legal Lot Number	1
Legal Unit	1
Jurisdiction	MCKINLEY NM
Township / Civil Division	RED ROCK
Census Block Group	1
Census Block	1102
Census Tract	973100

Owner

Source: McKinley County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5019 LARCHMONT DR NE, ALBUQUERQUE, NM 87111-2973
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Sep 29, 2021	Deed in Lieu of Foreclosure, Foreclosure SERVICELINK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2021
Deed Sale	Sep 29, 2021
Deed Document Number	2021398031
Prior Transfer Date	Sep 9, 2021
Prior Transfer Doc	0000398031
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKINLEY NM
Property Address	1059 TIMBER RD, RAMAH, NM 87321
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5019 LARCHMONT DR NE, ALBUQUERQUE, NM 87111-2973

Mortgage

Document Number	0000414101
Date	Mar 20, 2026
Instrument	414101

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2021: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	MCKINLEY NM
Recording Date	Sep 29, 2021
Property Address	TIMBERLAKE RD, NM
Document Number	0000398031
Instrument Date	Sep 9, 2021
Instrument	398031
Transaction Type	Foreclosure
Record Updated	May 8, 2024
Title Company	SERVICELINK

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6816 LUELLA ANNE DR NE, ALBUQUERQUE, NM 87109-4045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1A1, 1A1, OKLAHOMA CITY, OK 73107-2448

Tax Assessment & Valuation

Source: McKinley County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	McKinley County
Unified School District	Gallup-McKinley County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,792 (+8.82%) Land $4,250 Building $62,542	$200,376 (+8.82%) Land $12,751 Building $187,625
2025	$1,598.00 (-7.84%)	$61,377 (+3%) Land $4,223 Building $57,154	$184,133 (+3%) Land $12,670 Building $171,463
2024	$1,734.00 (+5.03%)	$59,590 (+5.71%) Land $4,223 Building $55,367	$178,770 (+5.71%) Land $12,670 Building $166,100
2023	$1,651.00 (-5.98%)	$56,370 (-4.54%) Land $4,223 Building $52,147	$169,110 (-4.54%) Land $12,670 Building $156,440
2022	$1,756.00	$59,053 Land $4,223 Building $54,830	$177,160 Land $12,670 Building $164,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 70% of New Mexico
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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