1059 North Rd, Ecru, MS 38841 Property Records

Pontotoc County property record for 1059 North Rd, Ecru, MS 38841

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,400 sqft · built 2016
Lot Size	16.7 acres (728,759 sqft)
Owner	Individual Name on File
Tax Bill	$950 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`094-20-000-010.02`

Property Details

APN / Parcel Number

Primary APN	`094-20-000-010.02`
Alternative APN	`21788`

Interior

Full Baths	1 Bath
Building Area	1,400 sqft Living Area

Exterior

Year Built	Built 2016
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	728,759 sqft (16.7 acres)
Garage Type	Carport
Carport	Carport
Carport Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	280 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	21788
Street Address	1059 NORTH RD
City	ECRU
State	MS
Zip	38841-7735
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	16.73 AC SE1/4 20110768 3/1/11 20143118 6/26/14 20191141 3/28/19 20211561 4/14/21 662 266 9638
Jurisdiction	PONTOTOC MS
Township / Civil Division	1
Census Block Group	2
Census Block	2000
Census Tract	950102

Owner

1059 North Rd, a mobile home, is owned and occupied by an individual who acquired it in March 2019.

Source: Pontotoc County records, as of October 30, 2025

Owner of Record	Individual Name on File
Mailing Address	432 COUNTY ROAD 244, ETTA, MS 38627-9507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed of Trust, Mortgage FIRST CHOICE BANK
Aug 3, 2018	Deed of Trust, Mortgage · FHA Mortgage GUM TREE MORTGAGE LLC
Dec 10, 2021	Deed of Trust, Mortgage FIRST CHOICE BANK
Apr 14, 2021	Deed of Trust, Mortgage FIRST CHOICE BANK
May 2, 2023	Deed of Trust, Mortgage FIRST CHOICE BANK
Mar 28, 2019	Warranty Deed, Transfer FIRST CHOICE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2019
Deed Sale	Mar 28, 2019
Deed Document Number	2019001141
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	1059 NORTH RD, ECRU, MS 38841-7735
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1059 NORTH RD, ECRU, MS 38841-7735

Mortgage

Document Number	2023001992
Date	Jun 6, 2023
Instrument	2023001992

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	143 Months
Due	Apr 30, 2035

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	1059 NORTH RD, ECRU, MS 38841-7735
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	919 NORTH RD, ECRU, MS 38841-7727
Investor	Possibly a Property Investor

Mortgage

Document Number	2018002934
Date	Aug 3, 2018
Instrument	2018002934

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	1059 NORTH RD, ECRU, MS 38841-7735
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1059 NORTH RD, ECRU, MS 38841-7735

Mortgage

Document Number	2021005220
Date	Dec 10, 2021
Instrument	2021005220

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 2, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	1059 NORTH RD, ECRU, MS 38841-7735
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 COUNTY ROAD 244, ETTA, MS 38627-9507

Mortgage

Document Number	2021001562
Date	Apr 14, 2021
Instrument	2021001562

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	6 Months
Due	Oct 8, 2021

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	1059 NORTH RD, ECRU, MS 38841-7735
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1059 NORTH RD, ECRU, MS 38841-7735

Mortgage

Document Number	2023001443
Date	May 2, 2023
Instrument	2023001443

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	144 Months
Due	Apr 30, 2035

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Mar 28, 2019
Property Address	1059 NORTH RD, ECRU, MS 38841-7735
Document Number	2019001141
Instrument Date	Mar 28, 2019
Instrument	2019001141
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1059 NORTH RD, ECRU, MS 38841-7735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 836, PONTOTOC, MS 38863-0836

Mortgage

Document Number	2019001142
Date	Mar 28, 2019
Instrument	2019001142

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	36 Months
Due	Mar 25, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 1059 North Rd was $950 with a homeowner's exemption.

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$950.00 Homeowner's exemption	$7,434	$62,608 Land $13,871 Building $48,737
2023	$988.00 Homeowner's exemption	$7,731	$68,135 Land $14,299 Building $53,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1059 North Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1059 North Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Buckeye Cablesystem, Verizon.

Nearby Properties on North Rd

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