1059 Maple Ridge Rd, Festus, MO 63028 Property Records

Jefferson County property record for 1059 Maple Ridge Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	4,328 sqft · built 2018
Lot Size	5.95 acres (259,182 sqft)
Owner	Individual Name on File
Tax Bill	$4,217 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-7.0-25.0-0-000-002.11`

Property Details

APN / Parcel Number

Primary APN	`18-7.0-25.0-0-000-002.11`
Alternative APN	`1870250 00211`

Interior

Stories	1 Story
Building Area	4,328 sqft Living Area
Gross Area	5,096 sqft
1st Floor Area	2,478 sqft
Basement Area	1,850 sqft
Finished Basement	1,850 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	259,182 sqft
Garage Type	Attached
Garage Area	768 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1059 MAPLE RIDGE RD
City	FESTUS
State	MO
Zip	63028-3994
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	SUGAR SPRINGS LOT 29
Legal Range	5E
Legal Township	40N
Legal Section	25
Legal Subdivision	SUGAR SPRINGS
Legal Tract	29
Legal Block	4
Legal Lot Number	29
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	4
Census Block	4031
Census Tract	701404

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1059 MAPLE RIDGE RD, FESTUS, MO 63028-3994
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2019	Deed of Trust, Mortgage FIRST ST BK/ST CHARLES
Jan 22, 2019	Deed of Trust, Mortgage FIRST ST BK/ST CHARLES
Dec 8, 2017	Deed of Trust, Mortgage OZARKS FED'L S&L ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2016
Deed Sale	Apr 13, 2016
Prior Sale	Apr 23, 2010
Deed Document Number	201610679
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1059 MAPLE RIDGE RD, FESTUS, MO 63028-3994
Document Number	0000028661
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1059 MAPLE RIDGE RD FESTUS MO 630283994, FESTUS, MO 63028-3994

Mortgage

Document Number	0000028661
Date	Sep 18, 2019
Instrument	28661

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1059 MAPLE RIDGE RD, FESTUS, MO 63028-3994
Document Number	0000002676
Instrument Date	Jan 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1059 MAPLE RIDGE RD FESTUS MO 63028, FESTUS, MO 63028

Mortgage

Document Number	0000002676
Date	Jan 28, 2019
Instrument	2676

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1059 MAPLE RIDGE RD, FESTUS, MO 63028-3994
Document Number	0000039062
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1059 MAPLE RIDGE RD FESTUS MO 63028, FESTUS, MO 63028

Mortgage

Document Number	0000039062
Date	Dec 12, 2017
Instrument	39062

Lender

Name	OZARKS FED'L S&L ASSN
Address	FARMINGTON, MO 63640

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,400 (-) Land $9,600 Building $69,800	$418,000 (-) Land $50,600 Building $367,400
2025	$4,217.00 (+1.42%)	$79,400 (+9.22%) Land $9,600 Building $69,800	$418,000 (-) Land $50,600 Building $367,400
2024	$4,158.00 (+0.07%)		$418,000 (+9.17%) Land $50,600 Building $367,400
2023	$4,155.00	$72,700 Land $9,600 Building $63,100	$382,900 Land $50,600 Building $332,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lightwave Communications Fiber	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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