1059 Elm St, Dunlap, TN 37327 Property Records

Sequatchie County property record for 1059 Elm St, Dunlap, TN 37327

Property Summary

Property TypeSingle Family Home
Details1 ba · 572 sqft · built 1960
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on File
Last Sale$41,500 (Jun 2021)
Tax Bill$342 (2023)
Deeds & MortgagesDec 2022 Sale & Mortgage
Jun 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN077048E L 00700

Property Details

APN / Parcel Number

Primary APN077048E L 00700
Alternative APN
  • 048E L 00700

Interior

Full Baths1 Bath
Stories1 Story
Building Area572 sqft Living Area
1st Floor Area572 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1986
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions200 ft deep x 75 ft wide
TerrainRolling
PorchSlab
Porch Area48 sqft
Deck Area24 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1059 ELM ST
CityDUNLAP
StateTN
Zip37327-3530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 4
JurisdictionSEQUATCHIE TN
Township / Civil Division7
Census Block Group2
Census Block2037
Census Tract60103

Owner

1059 Elm St is owned by two individuals who bought it in June 2021.

Source: Sequatchie County records, as of April 7, 2026

Owner of Record2 Individual Names on File
Mailing Address128 LAND DR, DUNLAP, TN 37327-3492
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2022Land Contract, Transfer · Land Contract
NOT AVAILABLE
Jun 24, 2021Warranty Deed, Transfer
Jul 7, 2017Warranty Deed, Transfer · Conventional with PMI
MOUNTAIN VLY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2021 · Amount on File
Deed SaleJun 24, 2021 · Amount on File
Prior SaleJul 7, 2017 · Amount on File
Deed Document Number20212005
Deed Book / Page421 / 552
Record UpdatedOct 29, 2026

December 2022: Land Contract, Transfer

Document TypeLand Contract
JurisdictionSEQUATCHIE TN
Recording DateDec 1, 2022
Property Address1059 ELM ST, DUNLAP, TN 37327-3530
Document Number0000003358
Book / Page451 / 158
Instrument DateMar 21, 2022
Instrument22003358
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$66.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

DateDec 1, 2022
Lender
NameNOT AVAILABLE
Agreement
TypeLand Contract
AmountAmount on Record

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEQUATCHIE TN
Recording DateJun 24, 2021
Property Address1059 ELM ST, DUNLAP, TN 37327-3530
Document Number0000002005
Book / Page421 / 552
Instrument DateJun 23, 2021
Instrument21002005
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount on Record
Tax$153.55
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 LAND DR, DUNLAP, TN 37327-3492

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEQUATCHIE TN
Recording DateJul 7, 2017
Property Address1059 ELM ST, DUNLAP, TN 37327-3530
Document Number0000001355
Book / Page000356 / 000424
Instrument DateJul 7, 2017
Instrument1355
Transaction TypeTransfer
Record UpdatedAug 23, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$153.55
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1059 ELM ST DUNLAP TN 373273530, DUNLAP, TN 37327-3530

Mortgage

Document Number1356
DateJul 7, 2017
Book Page000356/000426
Instrument1356
Lender
NameMOUNTAIN VLY BK
TypeBank
AddressDUNLAP, TN 37327
Agreement
TypeConventional with PMI
AmountAmount on Record
Term120 Months
DueJul 6, 2027

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountySequatchie County
MunicipalityDunlap City
Unified School DistrictSequatchie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,150 (-) Land $3,375 Building $10,775
2024$14,150 (-) Land $3,375 Building $10,775
2023$342.00 (+27.61%)$14,150 (+75.23%) Land $3,375 Building $10,775$56,600 (+75.23%) Land $13,500 Building $43,100
2022$268.00$8,075 Land $2,450 Building $5,625$32,300 Land $9,800 Building $22,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1059 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1059 Elm St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 65% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNLAP WATER SYSTEM
serves 9,782 people · EPA ID TN0000205
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BTC Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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