1059 E High St, Oakland, MD 21550 Property Records

Garrett County property record for 1059 E High St, Oakland, MD 21550

Property Summary

Property TypeSingle Family Home
Details2 ba · 936 sqft · built 1956
Lot Size0.339 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$131,950 (Jan 2020)
Tax Bill$1,109 (2023)
Deeds & MortgagesJan 2020 Mortgage
May 2018 Sale
Flood ZoneZone X (minimal risk)
APN07-005164

Property Details

APN / Parcel Number

Primary APN07-005164
Alternative APNs
  • 7005164
  • 005164

Interior

Full Baths2 Baths
Stories1 Story
Building Area936 sqft Total Area
1st Floor Area936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.339 acres)
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area180 sqft
BreezewayBreezeway

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number005164
Old Parcel Number7005164
Street Address1059 E HIGH ST
CityOAKLAND
StateMD
Zip21550-1701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.34 AC 1059 E HIGH ST OAKLAND
JurisdictionGARRETT MD
Township / Civil Division7, EAST OAKLAND
Census Block Group2
Census Block2068
Census Tract601

Owner

Source: Garrett County records, as of September 20, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1059 E HIGH ST, OAKLAND, MD 21550-1701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2020Deed of Trust, Mortgage
FIRST HM MTG CORP
May 17, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2020 · Amount on Record
Deed SaleJan 21, 2020 · Amount on Record
Prior SaleMay 17, 2018
Deed Document Number0002182206
Deed Book / Page2182 / 0206
Record UpdatedJun 7, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRETT MD
Property Address1059 E HIGH ST, OAKLAND, MD 21550-1701
Instrument DateJan 17, 2020
Transaction TypeMortgage
Record UpdatedFeb 6, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address1059 E HIGH ST OAKLAND MD 215501701, OAKLAND, MD 21550-1701

Mortgage

Document Number21820212
DateJan 21, 2020
Book Page002182/000212
Lender
NameFIRST HM MTG CORP
AddressBALTIMORE, MD 21236
Agreement
AmountAmount Recorded
Term360 Months
DueJan 20, 2050

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGARRETT MD
Recording DateMay 17, 2018
Property Address1059 E HIGH ST, OAKLAND, MD 21550-1701
Document Number0020730060
Book / Page002073 / 000060
Instrument DateMay 9, 2018
Transaction TypeTransfer
Record UpdatedJun 1, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address10916 PARKERSBURG RD NW FROSTBURG MD 215323236, FROSTBURG, MD 21532-3236

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,109.00$95,000$117,000 Land $18,000 Building $99,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAKLAND
serves 1,850 people · EPA ID MD0110008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Cable
1,000 / 50
Pogozone powered by Neubeam
Fixed Wireless
300 / 40
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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