1059 Co Rte 411, Westerlo, NY 12193 Property Records

Albany County and Westerlo Town property record for 1059 Co Rte 411, Westerlo, NY 12193

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,156 sqft · built 2000
Lot Size	3.4 acres (148,104 sqft)
Owner	2 Company Names on Record
Last Sale	$26,000 (Aug 2000)
Tax Bill	$3,137 (2026)
Deeds & Mortgages	Mar 2026 Transfer Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013800 140.-1-42.36`

Property Details

APN / Parcel Number

Primary APN	`013800 140.-1-42.36`
Alternative APNs	`380014000000010420360000` `14000000010420360000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,156 sqft Living Area
1st Floor Area	2,156 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	148,104 sqft (3.4 acres)
Pool Type	Above-Ground Pool
Pool Area	27 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	14000000010420360000
Street Address	1059 COUNTY ROUTE 411
City	WESTERLO
State	NY
Zip	12193-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDA
Legal Block	1
Legal Lot Number	42.036
Jurisdiction	ALBANY NY
Township / Civil Division	WESTERLO
Census Block Group	1
Census Block	1121
Census Tract	14803

Owner

Source: Albany County and Westerlo Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1059 COUNTY ROUTE 411, WESTERLO, NY 12193-2817
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Intrafamily Transfer, Transfer
Jul 31, 2023	Deed of Trust, Mortgage · USDA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 28, 2016	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2000 · Amount on Record
Deed Sale	Aug 30, 2000 · Amount on Record
Deed Book / Page	2663 / 681
Last Transfer Date	Mar 8, 2026
Transfer Doc	0000000939
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBANY NY
Recording Date	Mar 12, 2026
Property Address	1059 COUNTY ROUTE 411, WESTERLO, NY 12193-2817
Document Number	0000000939
Instrument Date	Mar 8, 2026
Instrument	R2026-4939
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	1059 COUNTY ROUTE 411, WESTERLO, NY 12193-2817

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	1059 COUNTY ROUTE 411, WESTERLO, NY 12193-2817
Transaction Type	Mortgage
Record Updated	Feb 16, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 2ND ST, TROY, NY 12180-3927

Mortgage

Document Number	0000003371
Date	Jul 31, 2023
Instrument	R2023-13371

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	1059 COUNTY ROUTE 411, WESTERLO, NY 12193-2817
Document Number	0000006723
Instrument Date	Dec 28, 2016
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1059 COUNTY ROUTE 411 WESTERLO NY 121932817, WESTERLO, NY 12193-2817

Mortgage

Document Number	0000006723
Date	Mar 20, 2017
Instrument	6723

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Albany County and Westerlo Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Westerlo Town
Unified School District	Greenville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,137.00 (+0.19%) Homeowner's exemption Senior Citizen's exemption
2025	$3,131.00 Homeowner's exemption Senior Citizen's exemption	$1,300 (-) Land $250 Building $1,050	$224,138 (+10.36%) Land $43,103 Building $181,035
2023		$1,300 Land $250 Building $1,050	$203,100 Land $39,058 Building $164,042

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2005–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-Hudson Cablevision Cable	400 / 25
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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