Somerset County property record for 10587 Harrison Point Rd, Chance, MD 21821
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 560 sqft · built 1982 |
| Lot Size | 1.91 acres (83,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (Jun 2025) |
| Tax Bill | $43 (2023) |
| Flood Zone | Zone AE (high risk) |
| APN | 09-161015 |
| Primary APN | 09-161015 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 560 sqft Total Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 83,200 sqft (1.91 acres) |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 160 sqft |
| Sewer | Connected |
|---|
| Account Number | 161015 |
|---|---|
| Street Address | 10587 HARRISON POINT RD |
| City | DEAL ISLAND |
| State | MD |
| Zip | 21821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 1.91 AC-PL 329/773 HARRISON POINT ROAD CHANCE |
| Jurisdiction | SOMERSET MD |
| Township / Civil Division | 9, TANGIER |
| Census Block Group | 2 |
| Census Block | 2082 |
| Census Tract | 930200 |
10587 Harrison Point Rd is owned by two individuals who bought it in June 2025.
Source: Somerset County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10584 HARRISON POINT RD, DEAL ISLAND, MD 21821-1726 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2025 · Amount on File |
| Deed Sale | Jun 20, 2025 · Amount on File |
| Prior Sale | Sep 5, 1986 · Amount on File |
| Deed Book / Page | 1410 / 178 |
| Record Updated | Oct 29, 2026 |
Source: Somerset County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Somerset County |
| Unified School District | Somerset County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,800 Land $2,400 Building $3,400 | $5,800 Land $2,400 Building $3,400 | |
| 2023 | $43.00 | $3,900 Land $1,900 Building $2,000 | $3,900 Land $1,900 Building $2,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10587 Harrison Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 156 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 156 in force |
| Nearby Flood Claims | 132 (1984–2025) |
| Claims Outside the SFHA | 4 of 132 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10587 Harrison Point Rd is moderate, ranking above 61% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 92% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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