10586 N River Ranch Path, Crystal River, FL 34428 Property Records

Citrus County property record for 10586 N River Ranch Path, Crystal River, FL 34428

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,993 sqft · built 2005
Lot Size	2.53 acres (110,556 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Oct 2021)
Tax Bill	$27 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17E-17S-09-33000-007.0`

Property Details

APN / Parcel Number

Primary APN	`17E-17S-09-33000-007.0`
Alternative APNs	`0917S17E330000070` `3523040`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,993 sqft Living Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	110,556 sqft (2.53 acres)
Lot Dimensions	274 ft deep x 110 ft wide
Garage Area	828 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Area	220 sqft
Porch	Open Porch
Porch Area	999 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3523040
Old Parcel Number	0917S17E330000070
Street Address	10586 N RIVER RANCH PATH
City	CRYSTAL RIVER
State	FL
Zip	34428-2753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLRMH COASTAL LAKES & RVR
Legal Description	RIVERWOOD RANCH UNREC SUB IN SEC 9-17-17 LOT 7 & 8 BLK A & TRACT A (MORE PART DESC IN OR BK 1448 PG 1688 - 1690) MORE PART
Legal Range	17E
Legal Township	17S
Legal Section	09
Legal Subdivision	RIVERWOOD RANCH (AKA LAKEWOOD)
Legal Tract	A
Legal Block	A
Legal Lot Number	7-8,15
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	1
Census Block	1004
Census Tract	450402

Owner

10586 N River Ranch Path is owned and occupied by two individuals who acquired it in March 2025.

Source: Citrus County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Co-owner	2 Co-owners on File
Mailing Address	10586 N RIVER RANCH PATH, CRYSTAL RIVER, FL 34428-2753
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Correction Deed · Conventional Mortgage STIFEL BANK & TRUST
Dec 14, 2021	Correction Deed TROPIC TITLE SERVICES
Oct 1, 2021	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Aug 17, 2018	Grant Deed, Transfer BOSSHARDT TITLE INSURANCE AGENCY LLC, BOSSHARDT TITLE INS AGCY LLC

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Oct 1, 2021 · Amount on File
Deed Sale	Oct 1, 2021 · Amount on File
Prior Sale	Oct 1, 2021 · Amount on File
Deed Document Number	0032110984
Deed Book / Page	3211 / 984
Last Transfer Date	Mar 27, 2025
Transfer Doc	0035520671
Record Updated	Jun 8, 2026

June 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 2, 2022
Property Address	10586 N RIVER RANCH PATH, CRYSTAL RIVER, FL 34428-2753
Document Number	0032892468
Book / Page	3289 / 2468
Instrument Date	May 20, 2022
Instrument	2022039732
Record Updated	Jun 22, 2022
Title Company	TROPIC TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 876, CRYSTAL RIVER, FL 34423-0876

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10586 N RIVER RANCH PATH, CRYSTAL RIVER, FL 34428-2753

Mortgage

Document Number	0032892471
Date	Jun 2, 2022
Book Page	3289/2471
Instrument	2022039733

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Oct 1, 2051

December 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 14, 2021
Property Address	10586 N RIVER RANCH PATH, CRYSTAL RIVER, FL 34428-2753
Document Number	0032340895
Book / Page	3234 / 895
Instrument Date	Dec 6, 2021
Instrument	2021085621
Record Updated	Jan 19, 2022
Title Company	TROPIC TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 876, CRYSTAL RIVER, FL 34423-0876

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8500 GOVENORS LN, HOPE MILLS, NC 28348-9102

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 1, 2021
Property Address	10586 N RIVER RANCH PATH, CRYSTAL RIVER, FL 34428-2753
Document Number	0032110984
Book / Page	3211 / 984
Instrument Date	Sep 28, 2021
Instrument	2021068039
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	TROPIC TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 876, CRYSTAL RIVER, FL 34423-0876

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8500 GOVERNORS LN, HOPE MILLS, NC 28348-9102

Mortgage

Document Number	3211987
Date	Oct 1, 2021
Instrument	3211/987

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CITRUS FL
Recording Date	Aug 17, 2018
Property Address	10586 N RIVER RANCH PATH, CRYSTAL RIVER, FL 34428-2753
Document Number	0029202037
Book / Page	002920 / 002037
Instrument Date	Aug 14, 2018
Instrument	41673
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	BOSSHARDT TITLE INSURANCE AGENCY LLC, BOSSHARDT TITLE INS AGCY LLC

Transaction

Amount	Amount on Record
Tax	$525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10586 N RIVER RANCH PATH CRYSTAL RIVER FL 344282753, CRYSTAL RIVER, FL 34428-2753

Tax Assessment & Valuation

The 2025 property tax bill for 10586 N River Ranch Path was $27 with exemptions applied.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27.00 Homeowner's exemption Additional exemption filed	$716,180 (-3.94%) Land $203,310 Building $512,870	$716,180 (-3.94%) Land $203,310 Building $512,870
2024	$27.00 Homeowner's exemption Additional exemption filed	$745,540 (+3.06%) Land $203,310 Building $542,230	$745,540 (+3.06%) Land $203,310 Building $542,230
2023	$27.00 Homeowner's exemption Additional exemption filed	$723,420 (+7.65%) Land $203,310 Building $520,110	$723,420 (+7.65%) Land $203,310 Building $520,110
2022	$27.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$672,020 Land $203,310 Building $468,710	$672,020 Land $203,310 Building $468,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10586 N River Ranch Path in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	6 (2019–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10586 N River Ranch Path is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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