Manassas City property record for 10582 Ratcliffe Trl, Manassas, VA 20110
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 3 ba · 2,428 sqft · built 2020 |
| Lot Size | 0.05 acres (2,173 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $597,500 (Mar 2025) |
| Tax Bill | $7,245 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-10-1-48 |
| Primary APN | 102-10-1-48 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,428 sqft Living Area |
| Gross Area | 3,108 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,173 sqft (0.05 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 37370 |
|---|---|
| Street Address | 10582 RATCLIFFE TRL |
| City | MANASSAS |
| State | VA |
| Zip | 20110-7846 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PLANNED MI |
| Legal Description | LOT 48 PH 2 MANASSAS GATEWAY |
| Legal Subdivision | MANASSAS GATEWAY |
| Legal Phase | 2 |
| Legal Lot Number | 48 |
| Jurisdiction | MANASSAS CITY VA |
| Township / Civil Division | MANASSAS |
| Census Block Group | 5 |
| Census Block | 5015 |
| Census Tract | 910402 |
Source: Manassas City records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10582 RATCLIFFE TRL, MANASSAS, VA 20110-7846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Aug 12, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2025 · Amount on Record |
| Deed Sale | Mar 24, 2025 · Amount on Record |
| Prior Sale | Aug 12, 2020 · Amount on Record |
| Deed Document Number | 202514605 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANASSAS CITY VA |
| Recording Date | Sep 21, 2026 |
| Property Address | 10582 RATCLIFFE TRL, MANASSAS, VA 20110-7846 |
| Instrument Date | Sep 4, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 10582 RATCLIFFE TRL, MANASSAS, VA 20110-7846 |
| Date | Sep 21, 2026 |
|---|
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MANASSAS CITY VA |
| Recording Date | Aug 12, 2020 |
| Property Address | 10582 RATCLIFFE TRL, MANASSAS, VA 20110-7846 |
| Document Number | 0000069422 |
| Map Reference | DOC 201712290096941 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 202008120069422 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | FIRST EXCEL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $455.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10582 RATCLIFFE TRL, MANASSAS, VA 20110-7846 |
| Document Number | 0000069423 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 202008120069423 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Manassas City assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Manassas City |
| Unified School District | Manassas City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,245.00 | ||
| 2025 | $7,245.00 (+8.2%) | $575,000 (+5.37%) Land $139,000 Building $436,000 | $575,000 (+5.37%) Land $139,000 Building $436,000 |
| 2024 | $6,696.00 | $545,700 (+2.67%) Land $139,000 Building $406,700 | $545,700 (+2.67%) Land $139,000 Building $406,700 |
| 2023 | $6,696.00 | $531,500 Land $133,500 Building $398,000 | $531,500 Land $133,500 Building $398,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PWCSA - WEST serves 136,409 people · EPA ID VA6153251 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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