Howard County property record for 10580 Gorman Rd, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,480 sqft · built 1995 |
| Lot Size | 0.367 acres (16,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $539,000 (Aug 2017) |
| Tax Bill | $9,776 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage Aug 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-546498 |
| Primary APN | 06-546498 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,480 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,001 sqft (0.367 acres) |
| Garage Type | Mixed |
| Garage Area | 361 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 546498 |
|---|---|
| Street Address | 10580 GORMAN RD |
| City | LAUREL |
| State | MD |
| Zip | 20723-1167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 37 16,001 SQ 10580 GORMAN RD COOPER PROPERTY SEC 1 A1 |
| Legal Subdivision | COOPER SUB |
| Legal Lot Number | 37 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 606807 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10580 GORMAN RD, LAUREL, MD 20723-1167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Aug 31, 2017 | Grant Deed, Transfer · Conventional with PMI TOWNEBANK MTG |
| Feb 17, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2017 · Amount on Record |
| Deed Sale | Aug 31, 2017 · Amount on Record |
| Prior Sale | Aug 3, 2009 · Amount on Record |
| Deed Document Number | 2017784-175 |
| Transfer Doc | 0046510529 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10580 GORMAN RD, LAUREL, MD 20723-1167 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | EVERGREEN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0192050377 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 19205/377 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 31, 2017 |
| Property Address | 10580 GORMAN RD, LAUREL, MD 20723-1167 |
| Document Number | 0177840175 |
| Book / Page | 017784 / 000175 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2017 |
| Title Company | INTERNATIONAL TITLE AND ESCROW, INTERNATIONAL TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $539.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9250 PINENUT CT LAUREL MD 207231765, LAUREL, MD 20723-1765 |
| Document Number | 177840180 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 017784/000180 |
| Name | TOWNEBANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 17, 2017 |
| Property Address | 10580 GORMAN RD, LAUREL, MD 20723-1167 |
| Document Number | 0174500221 |
| Book / Page | 017450 / 000221 |
| Instrument Date | Jan 12, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 13609 CLARK AVE LAUREL MD 207075012, LAUREL, MD 20707-5012 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,776.00 (+0.69%) Homeowner's exemption | $692,867 (+4.49%) | $752,400 (+13.47%) Land $297,500 Building $454,900 |
| 2025 | $9,709.00 (+4.86%) Homeowner's exemption | $663,100 (+13.77%) Land $247,500 Building $415,600 | $663,100 (-) Land $247,500 Building $415,600 |
| 2024 | $9,259.00 (+51.54%) | ||
| 2023 | $582,833 (+7.4%) | $663,100 (+22.19%) Land $247,500 Building $415,600 | |
| 2022 | $6,110.00 Homeowner's exemption | $542,700 Land $197,500 Building $345,200 | $542,700 Land $197,500 Building $345,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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